Berkeley County property record for 308 Spectrum Rd, Summerville, SC 29486
| Property Type | Single Family Home |
|---|---|
| Details | 2,954 sqft · built 2014 |
| Lot Size | 0.157 acres (6,875 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,414 (Oct 2014) |
| Tax Bill | $1,540 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 195-05-01-090 |
| Primary APN | 195-05-01-090 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,954 sqft Finished Area |
| Gross Area | 3,730 sqft |
| 1st Floor Area | 1,434 sqft |
| 2nd Floor Area | 1,520 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,875 sqft (0.157 acres) |
| Garage Area | 510 sqft |
| Porch | Patio |
| Porch Area | 266 sqft |
| Street Address | 308 SPECTRUM RD |
|---|---|
| City | SUMMERVILLE |
| State | SC |
| Zip | 29486-0903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BERKELEY C |
| Legal Description | LOT 87 |
| Legal Subdivision | CANE BAY (MAGNOLIA) |
| Legal Lot Number | 87 |
| Jurisdiction | BERKELEY SC |
| Township / Civil Division | GOOSE CREEK-HANAHAN |
| Census Block Group | 2 |
| Census Block | 2083 |
| Census Tract | 20711 |
308 Spectrum Rd is owned and occupied by an individual who bought it in October 2014.
Source: Berkeley County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 308 SPECTRUM RD, SUMMERVILLE, SC 29486-0903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 27, 2014 · Amount on File |
| Deed Sale | Oct 27, 2014 · Amount on File |
| Deed Document Number | 201424967 |
| Deed Book / Page | 11038 / 203 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 308 SPECTRUM RD, SUMMERVILLE, SC 29486-0903 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 03588/0063 |
|---|---|
| Date | Nov 20, 2020 |
| Book Page | 3588/63 |
| Instrument | 2020046552 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 289 Months |
| Due | Dec 1, 2044 |
The 2025 property tax bill for 308 Spectrum Rd was $1,540 with a homeowner's exemption, up 3.9% from the year before.
Source: Berkeley County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $337,640 (+2,399.93%) Land $78,045 Building $259,595 | $486,700 (-) Land $112,500 Building $374,200 | |
| 2025 | $1,540.00 (+3.91%) | $13,506 (-) Land $3,122 Building $10,384 | $486,700 (-) Land $112,500 Building $374,200 |
| 2024 | $1,482.00 Homeowner's exemption | $13,506 Land $3,122 Building $10,384 | $486,700 Land $112,500 Building $374,200 |
| 2022 | $1,483.00 Homeowner's exemption | $11,744 Land $3,252 Building $8,492 | $293,600 Land $81,300 Building $212,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 308 Spectrum Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 277 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 277 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 308 Spectrum Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 86% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BCWSA SANGAREE W/D (0820002) serves 95,345 people · EPA ID SC0820002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Home Telecom Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Xfinity.
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