308 Sommerset Dr, Chatham, IL 62629 Property Records

Sangamon County property record for 308 Sommerset Dr, Chatham, IL 62629

Property Summary

Property TypeSingle Family Home
Lot Size0.289 acres (12,600 sqft)
OwnerIndividual Name on File
Last Sale$300,000 (Nov 2015)
Tax Bill$9,320 (2025)
Deeds & MortgagesJun 2020 Mortgage
May 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN29-17.0-126-009

Property Details

APN / Parcel Number

Primary APN29-17.0-126-009
Alternative APN
  • 29170126009 (CHECK DIGIT = 5)

Exterior

Lot Area12,600 sqft (0.289 acres)

Location & Zoning

Account Number29170126009
Street Address308 SOMMERSET DR
CityCHATHAM
StateIL
Zip62629-2200
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL 130 MANOR HILL II PLAT 1 (12,600 SQ FT) 17-14-5
Legal Range05
Legal Township14
Legal Section17
Legal SubdivisionMANOR HILL 02 01
JurisdictionSANGAMON IL
Township / Civil DivisionBALL
Census Block Group1
Census Block1017
Census Tract3203

Owner

308 Sommerset Dr is owned and occupied by an individual who bought it in November 2015.

Source: Sangamon County records, as of June 2, 2026

Owner of RecordIndividual Name on File
Mailing Address308 SOMMERSET DR, CHATHAM, IL 62629-2200
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
INB NA
May 8, 2019Deed of Trust, Mortgage · Conventional Mortgage
ILLINOIS NATIONAL BANK
Jun 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
INB NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 16, 2015 · Amount on File
Deed SaleNov 16, 2015 · Amount on File
Prior SaleFeb 27, 2014 · Amount on File
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address308 SOMMERSET DR, CHATHAM, IL 62629-2200
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020R14226
DateJun 16, 2020
Instrument2020R14226
Lender
NameINB NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2050
Interest
Rate TypeFixed Rate

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address308 SOMMERSET DR, CHATHAM, IL 62629-2200
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019R08556
DateMay 8, 2019
Instrument2019R08556
Lender
NameILLINOIS NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueApr 26, 2029
Interest
Rate TypeFixed Rate

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address308 SOMMERSET DR, CHATHAM, IL 62629-2200
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020R14226
DateJun 16, 2020
Instrument2020R14226
Lender
NameINB NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 308 Sommerset Dr was $9,320 with a homeowner's exemption.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityChatham Village
CountySangamon County
County SubdivisionBall Township
Unified School DistrictBall-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,320.00$135,538 Land $20,625 Building $114,913$406,614 Land $61,875 Building $344,739
2022$7,680.00 Homeowner's exemption$106,791 Land $16,251 Building $90,540$320,373 Land $48,753 Building $271,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 308 Sommerset Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimApr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 308 Sommerset Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHATHAM
serves 16,423 people · EPA ID IL1670300
Water SourcePurchased groundwater from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Nextlink.

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