308 Smaw Rd, Washington, NC 27889 Property Records

Beaufort County property record for 308 Smaw Rd, Washington, NC 27889

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,092 sqft · built 1959
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Jun 2017)
Tax Bill	$1,580 (2026)
Deeds & Mortgages	Feb 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5685-88-4178`

Property Details

APN / Parcel Number

Primary APN	`5685-88-4178`
Alternative APN	`2702`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,092 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	20,473 sqft (0.47 acres)
Garage Area	164 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	308 SMAW RD
City	WASHINGTON
State	NC
Zip	27889-3938
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S
Legal Description	LT PT OF FRED WOOLARD LOT
Jurisdiction	BEAUFORT NC
Township / Civil Division	LONG ACRE
Census Block Group	1
Census Block	1009
Census Tract	930502

Owner

308 Smaw Rd is owned and occupied by an individual who bought it in June 2017.

Source: Beaufort County records, as of October 16, 2026

Owner of Record	Individual Name on File
Mailing Address	308 SMAW RD, WASHINGTON, NC 27889-3938
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2017 · Amount on File
Deed Sale	Jun 29, 2017 · Amount on File
Prior Sale	Oct 12, 2012 · Amount on File
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT NC
Property Address	308 SMAW RD, WASHINGTON, NC 27889-3938
Transaction Type	Mortgage
Record Updated	Sep 28, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002130/978
Date	Feb 27, 2023
Book Page	2130/978
Instrument	2023000878

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 308 Smaw Rd was $1,580.

Source: Beaufort County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Beaufort County
Municipality	Washington City
Unified School District	Beaufort County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,580.00	$151,671 Land $27,307 Building $124,364
2025			$151,671 Land $27,307 Building $124,364
2023	$1,123.00	$78,307 Land $26,500 Building $51,807
2018			$78,307 Land $26,500 Building $51,807

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 308 Smaw Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	12 (1996–2018)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 308 Smaw Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAUFORT CO NORTHSIDE REGIONAL WATER serves 22,405 people · EPA ID NC0407035
Water Source	Purchased groundwater from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20