Bradford County property record for 308 SE 28th St, Melrose, FL 32666
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,185 sqft · built 1978 |
| Lot Size | 0.459 acres (20,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $212,500 (Dec 2019) |
| Tax Bill | $2,032 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06203-C-01300 |
| Primary APN | 06203-C-01300 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,185 sqft Heated Area |
| Gross Area | 2,728 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 20,000 sqft (0.459 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Pool Area | 512 sqft |
| Porch | Open Porch |
| Utility Building | 364 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 308 SE 28TH ST |
|---|---|
| City | MELROSE |
| State | FL |
| Zip | 32666-5373 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 36 8S 22 LOT 13 GENEVA OAKS |
| Legal Range | 22E |
| Legal Township | 08S |
| Legal Section | 36 |
| Legal Subdivision | GENEVA OAKS |
| Legal Lot Number | 13 |
| Jurisdiction | BRADFORD FL |
| Township / Civil Division | HAMPTON |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 301 |
Source: Bradford County records, as of December 18, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 308 SE 28TH ST, MELROSE, FL 32666-5373 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 23, 2019 · Amount on Record |
| Deed Sale | Dec 23, 2019 · Amount on Record |
| Prior Sale | Dec 2, 2014 · Amount on Record |
| Deed Document Number | 0001824422 |
| Deed Book / Page | 1824 / 422 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD FL |
| Property Address | 308 SE 28TH ST, MELROSE, FL 32666-5373 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 308 SE 28TH ST, MELROSE, FL 32666-5373 |
| Document Number | 0004000020 |
|---|---|
| Date | Jan 4, 2021 |
| Book Page | 1879/158 |
| Instrument | 202104000020 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Nov 1, 2050 |
Source: Bradford County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bradford County |
| Unified School District | Bradford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,032.00 (+12.45%) Homeowner's exemption | $153,105 (+2.9%) | $257,542 (+6.51%) Land $35,000 Building $222,542 |
| 2024 | $1,807.00 (+3.38%) Homeowner's exemption | $148,790 (+3%) | $241,792 (+7.99%) Land $25,000 Building $216,792 |
| 2023 | $1,748.00 (+6.33%) Homeowner's exemption | $144,456 (+3%) | $223,910 (+14.49%) Land $25,000 Building $198,910 |
| 2022 | $1,644.00 Homeowner's exemption | $140,249 | $195,567 Land $19,000 Building $176,567 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 63 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 63 in force |
| Nearby Flood Claims | 9 (2017–2025) |
| Claims Outside the SFHA | 3 of 9 |
| Most Recent Claim | Jan 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KEYSTONE POSTMASTER GRID private · serves 5,092 people · EPA ID FL2100610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Windstream DSL | 100 / 20 |
5G and 4G LTE (outdoors only)
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