Sanders County property record for 308 S Walnut St, Plains, MT 59859
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,066 sqft · built 1912 |
| Lot Size | 0.178 acres (7,754 sqft) |
| Owner | Individual Name on File |
| Last Sale | $158,100 (Mar 2020) |
| Tax Bill | $175 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jan 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R35352 |
| Primary APN | R35352 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,066 sqft Living Area |
| 1st Floor Area | 780 sqft |
| Attic | Attic |
| Attic Area | 286 sqft |
| Basement Area | 112 sqft |
| Unfinished Basement | 112 sqft |
| Family Room | Family Room |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 7,754 sqft (0.178 acres) |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 156 sqft |
| Deck Area | 260 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000000082 |
|---|---|
| Street Address | 308 S WALNUT ST |
| City | PLAINS |
| State | MT |
| Zip | 59859-7788 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MCGOWAN SECOND ADD (PLAINS), S27, T20 N, R26 W, BLOCK 00D, LOT 005, PLAT N |
| Legal Range | 26W |
| Legal Township | 20N |
| Legal Section | 27 |
| Legal Subdivision | MCGOWAN SECOND ADD (PLAINS) |
| Legal Block | D |
| Legal Lot Number | 5 |
| Jurisdiction | SANDERS MT |
| Township / Civil Division | PLAINS |
| Census Block Group | 2 |
| Census Block | 2122 |
| Census Tract | 100 |
308 S Walnut St is owned and occupied by an individual who bought it in March 2020.
Source: Sanders County records, as of September 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 124, PLAINS, MT 59859-0124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SECURITY BANK/MISSOULA |
| Jan 21, 2022 | Deed of Trust, Mortgage · Line of Credit ROCKY MOUNTAIN BANK |
| Mar 5, 2020 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 3, 2017 | Quit Claim Deed, Transfer · ARM GLACIER BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 5, 2020 · Amount on File |
| Deed Sale | Mar 5, 2020 · Amount on File |
| Prior Sale | Mar 3, 2017 · Amount on File |
| Deed Document Number | 2020315801 |
| Prior Transfer Date | Feb 28, 2017 |
| Prior Transfer Doc | 1/87346 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANDERS MT |
| Recording Date | Jun 23, 2026 |
| Property Address | 308 S WALNUT ST, PLAINS, MT 59859-7788 |
| Document Number | 0000340632 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 2026340632 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CSC DOCUMENT RECORDING |
| Name | Verified Name |
|---|
| Document Number | 0000340632, |
|---|---|
| Date | Jun 23, 2026 |
| Instrument | 2026340632 |
| Name | FIRST SECURITY BANK/MISSOULA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANDERS MT |
| Property Address | 308 S WALNUT ST, PLAINS, MT 59859-7788 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 308 S WALNUT ST, PLAINS, MT 59859-7788 |
| Document Number | 0000324583 |
|---|---|
| Date | Jan 21, 2022 |
| Instrument | 324583 |
| Name | ROCKY MOUNTAIN BANK |
|---|---|
| Type | Bank |
| Address | PLAINS, MT 59859 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANDERS MT |
| Recording Date | Mar 5, 2020 |
| Property Address | 308 S WALNUT ST, PLAINS, MT 59859-7788 |
| Document Number | 315801 |
| Instrument Date | Mar 5, 2020 |
| Instrument | 315801 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | CFT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 861, PLAINS, MT 59859-0861 |
| Name | Verified Name |
|---|---|
| Address | 308 WALNUT ST, PLAINS, MT 59859-7788 |
| Document Number | 315802 |
|---|---|
| Date | Mar 5, 2020 |
| Instrument | 315802 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANDERS MT |
| Recording Date | Mar 3, 2017 |
| Property Address | 308 S WALNUT ST, PLAINS, MT 59859-7788 |
| Document Number | 1/87346 |
| Book / Page | 1 / 87346 |
| Instrument Date | Feb 28, 2017 |
| Instrument | 305527 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1500 S 14TH ST W # W409, 1500, MISSOULA, MT 59801-4996 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 861, PLAINS, MT 59859-0861 |
| Document Number | 1/87347 |
|---|---|
| Date | Mar 3, 2017 |
| Book Page | 1/87347 |
| Instrument | 305528 |
| Name | GLACIER BANK |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59901 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.95% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2022 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3% |
| Max Rate At Change | 5.95% |
| Index | 5-Year CMT |
| Margin | 3 |
| Max Rate | 8.95% |
The 2025 property tax bill for 308 S Walnut St was $175 with exemptions applied.
Source: Sanders County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Sanders County |
| Municipality | Plains Town |
| Unified School District | Plains K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $246,400 (-) | ||
| 2025 | $175.00 Disabled Person's exemption Veteran's exemption | $246,400 | $246,400 Land $63,721 Building $182,679 |
| 2023 | $175.00 | $190,700 | $190,700 Land $31,236 Building $159,464 |
| 2022 | $175.00 Disabled Person's exemption Veteran's exemption |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 308 S Walnut St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 6 (1997–2011) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Jul 2011 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 308 S Walnut St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 88% of Montana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PLAINS serves 1,700 people · EPA ID MT0000305 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2026 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blackfoot Telephone Cooperative Fiber | 1,000 / 500 |
| T-Mobile Fixed Wireless | 100 / 20 |
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