308 S Race St, Teutopolis, IL 62467 Property Records

Effingham County property record for 308 S Race St, Teutopolis, IL 62467

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,596 sqft · built 1973
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$149,000 (Jan 2020)
Tax Bill	$3,654 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-18-007-101`

Property Details

APN / Parcel Number

Primary APN	`12-18-007-101`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Stories	1 Story
Building Area	1,596 sqft Base Area
1st Floor Area	1,596 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Frame
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	308 S RACE ST
City	TEUTOPOLIS
State	IL
Zip	62467-1260
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 OF PT LOTS 45, 46 & 47 BLK 46 TEUTOPOLIS 3530/234 3301/269 3227/117 2866/147 2820/81 793/109
Legal Subdivision	ORIGINAL TOWN NOW VILLAGE OF TEUTOPOLIS
Legal Block	46
Legal Lot Number	4-47
Jurisdiction	EFFINGHAM IL
Township / Civil Division	TEUTOPOLIS
Census Block Group	2
Census Block	2053
Census Tract	950100

Owner

308 S Race St is owned and occupied by two individuals who bought it in January 2020.

Source: Effingham County records, as of October 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	308 S RACE ST, TEUTOPOLIS, IL 62467-1260
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA
Jan 27, 2020	Warranty Deed, Transfer · Conventional Mortgage DIETERICH BANK NA
Feb 2, 2017	Deed of Trust, Mortgage · Line of Credit TEUTOPOLIS STATE BANK
May 22, 2017	Warranty Deed, Transfer · Conventional Mortgage TEUTOPOLIS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2020 · Amount on File
Deed Sale	Jan 27, 2020 · Amount on File
Prior Sale	May 22, 2017 · Amount on File
Deed Document Number	202020000428
Deed Book / Page	3530 / 234
Prior Transfer Date	Mar 30, 2012
Prior Transfer Doc	2820/081
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	308 S RACE ST, TEUTOPOLIS, IL 62467-1260
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	NOT AVAILABLE, ACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3671/338
Date	Mar 30, 2021
Book Page	3671/338
Instrument	202121001540

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.25%

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Jan 27, 2020
Property Address	308 S RACE ST, TEUTOPOLIS, IL 62467-1260
Document Number	3530/234
Book / Page	3530 / 234
Map Reference	MB 6 PG 222
Instrument Date	Jan 24, 2020
Instrument	202020000428
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$223.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	308 S RACE ST, TEUTOPOLIS, IL 62467-1260

Mortgage

Document Number	202020000429
Date	Jan 27, 2020
Instrument	202020000429

Lender

Name	DIETERICH BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Fixed Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	308 S RACE ST, TEUTOPOLIS, IL 62467-1260
Transaction Type	Mortgage
Record Updated	Sep 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201701700517
Date	Feb 2, 2017
Book Page	3276/145
Instrument	201701700517

Lender

Name	TEUTOPOLIS STATE BANK
Type	Bank
Address	TEUTOPOLIS, IL 62467

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	59 Months
Due	Jan 1, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	May 22, 2017
Property Address	308 S RACE ST, TEUTOPOLIS, IL 62467-1260
Document Number	3301/269
Book / Page	3301 / 269
Map Reference	MB 6 PG 222
Instrument Date	May 19, 2017
Instrument	201701702229
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$217.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 S RACE ST, TEUTOPOLIS, IL 62467-1260

Mortgage

Document Number	201701702230
Date	May 22, 2017
Instrument	201701702230

Lender

Name	TEUTOPOLIS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Interest

Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 308 S Race St was $3,654 with a homeowner's exemption.

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Teutopolis Township
Municipality	Teutopolis Village
Unified School District	Teutopolis Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,654.00	$69,790 Land $17,140 Building $52,650	$209,370 Land $51,420 Building $157,950
2022	$2,561.00 Homeowner's exemption	$52,190 Land $12,820 Building $39,370	$156,570 Land $38,460 Building $118,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 308 S Race St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 308 S Race St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEUTOPOLIS serves 2,018 people · EPA ID IL0490450
Water Source	Groundwater
Last State Inspection	Mar 2026
Also Mapped Here	EJ WATER COOPERATIVE
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Wabash Communications.

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