308 S Mulberry St, Cherryville, NC 28021 Property Records

Gaston County property record for 308 S Mulberry St, Cherryville, NC 28021

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,476 sqft · built 1940
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$199,000 (Oct 2021)
Tax Bill	$2,016 (2026)
Deeds & Mortgages	Jun 2023 Mortgage Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06011 13000`

Property Details

APN / Parcel Number

Primary APN	`06011 13000`
Alternative APN	`130608`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,476 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	156 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	308 S MULBERRY ST
City	CHERRYVILLE
State	NC
Zip	28021-3236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	CHERRY COURT L 49-51 06 011 130 00 000
Legal Subdivision	CHERRY COURT
Jurisdiction	GASTON NC
Township / Civil Division	CHERRYVILLE
Census Block Group	1
Census Block	1019
Census Tract	30700

Owner

308 S Mulberry St is owned and occupied by an individual who bought it in October 2021.

Source: Gaston County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	308 S MULBERRY ST, CHERRYVILLE, NC 28021-3236
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2023	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Oct 22, 2021	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Feb 19, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2021 · Amount on File
Deed Sale	Oct 22, 2021 · Amount on File
Prior Sale	Feb 19, 2021 · Amount on File
Deed Book / Page	5278 / 1955
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	308 S MULBERRY ST, CHERRYVILLE, NC 28021-3236
Transaction Type	Mortgage
Record Updated	Jul 10, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 S MULBERRY ST, CHERRYVILLE, NC 28021-3236

Mortgage

Document Number	0054150370
Date	Jun 7, 2023
Book Page	5415/370

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	341 Months
Due	Nov 1, 2051

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Oct 22, 2021
Property Address	308 S MULBERRY ST, CHERRYVILLE, NC 28021-3236
Document Number	0052781955
Book / Page	5278 / 1955
Instrument Date	Oct 12, 2021
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$398.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2876 LYNCREST DR, 2876, NASHVILLE, TN 37214-3564

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052781961
Date	Oct 22, 2021
Instrument	5278/1961

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Feb 19, 2021
Property Address	308 S MULBERRY ST, CHERRYVILLE, NC 28021-3236
Document Number	0052002187
Book / Page	5200 / 2187
Instrument Date	Feb 19, 2021
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Amount	Amount on Record
Tax	$148.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1829 WESTBROOK CIR, 1829, GASTONIA, NC 28052-5266

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	507 CATALINA DR, NASHVILLE, TN 37217-2712

Tax Assessment & Valuation

The 2026 property tax bill for 308 S Mulberry St was $2,016.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Cherryville City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,016.00	$186,850 Land $15,500 Building $171,350
2023	$2,036.00	$186,850 Land $15,500 Building $171,350
2021			$98,420 Land $13,000 Building $85,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 308 S Mulberry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 308 S Mulberry St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHERRYVILLE serves 6,353 people · EPA ID NC0136030
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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