308 S Main St, Alma, MO 64001 Property Records

Lafayette County property record for 308 S Main St, Alma, MO 64001

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,386 sqft · built 1995
Lot Size	0.287 acres (12,502 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,388 (2025)
Deeds & Mortgages	Apr 2020 Refinance Dec 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-8.0-28-4-001-046.000`

Property Details

APN / Parcel Number

Primary APN	`07-8.0-28-4-001-046.000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,386 sqft Living Area
Basement Area	1,386 sqft
Finished Basement	1,386 sqft
Unfinished Basement	462 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,502 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	49 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	308 S MAIN ST
City	ALMA
State	MO
Zip	64001-6906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOTS 3 & 7 & ALL LOTS 4,5,6 BLK A ORIGINAL TOWN ALMA; 577-370, 783-883, 836-822, 2018DR1025, 2024DR4676
Legal Range	24
Legal Township	50
Legal Section	28
Legal Subdivision	TOWN OF ALMA
Legal Block	A
Legal Lot Number	3-6
Jurisdiction	LAFAYETTE MO
Township / Civil Division	MIDDLETON
Census Block Group	2
Census Block	2018
Census Tract	90401

Owner

Source: Lafayette County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 49, ALMA, MO 64001-0049
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA
Dec 18, 2024	Beneficiary Deed, Transfer
Mar 23, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 18, 2024
Transfer Doc	2024DR4676
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	308 S MAIN ST, ALMA, MO 64001-6906
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020DR1461
Date	Apr 15, 2020
Instrument	2020DR1461

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

December 2024: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Dec 18, 2024
Property Address	308 S MAIN ST, ALMA, MO 64001-6906
Document Number	2024DR4676
Instrument Date	Dec 18, 2024
Instrument	2024DR4676
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 S MAIN ST, ALMA, MO 64001-6906

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAFAYETTE MO
Recording Date	Mar 23, 2018
Property Address	308 S MAIN ST, ALMA, MO 64001-6906
Document Number	2018DR1025
Instrument Date	Mar 9, 2018
Instrument	2018DR1025
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 49, ALMA, MO 64001-0049

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Alma City
County	Lafayette County
Unified School District	Santa Fe R-X School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,388.00 (+1.32%)	$34,086 (+14%)	$179,400 (+14%) Land $11,250 Building $168,150
2024	$2,357.00
2023		$29,900	$157,370 Land $9,870 Building $147,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALMA PWS serves 500 people · EPA ID MO1010009
Water Source	Purchased surface water from LAF JO SALINE COUNTY CONS PWSD 2
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Alma Telephone Company Fiber	250 / 80
Green Hills Technologies Cable	250 / 20

May also be available: Wisper ISP, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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