308 S Cotton St, Fairfield, TX 75840 Property Records

Freestone County property record for 308 S Cotton St, Fairfield, TX 75840

Property Summary

Property Type	Single Family Home
Details	1,391 sqft · built 1960
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on Record
Tax Bill	$565 (2025)
Deeds & Mortgages	Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00012-09021-00000-000000`

Property Details

APN / Parcel Number

Primary APN	`00012-09021-00000-000000`
Alternative APN	`3561`

Interior

Building Area	1,391 sqft Total Area

Exterior

Year Built	Built 1960
Lot Area	10,454 sqft (0.239 acres)
Porch	Porch
Porch Area	96 sqft

Location & Zoning

Account Number	3561
Old Parcel Number	000120902100000000000
Street Address	308 S COTTON ST
City	FAIRFIELD
State	TX
Zip	75840-1614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA2
Legal Description	R GAINOR A-12
Legal Subdivision	REDDIN GAINOR LEAGUE A-12
Legal Tract	2
Jurisdiction	FREESTONE TX
Township / Civil Division	FAIRFIELD
Census Block Group	1
Census Block	1038
Census Tract	200

Owner

Source: Freestone County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	308 S COTTON ST, FAIRFIELD, TX 75840-1614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2022
Deed Sale	Feb 22, 2022
Deed Document Number	0002200672
Record Updated	Jun 8, 2026

February 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FREESTONE TX
Recording Date	Feb 22, 2022
Property Address	308 S COTTON ST, FAIRFIELD, TX 75840-1614
Document Number	0002200672
Instrument Date	Feb 18, 2022
Instrument	2200672
Transaction Type	Transfer
Record Updated	Mar 18, 2022
Title Company	NOT AVAILABLE, FREESTONE COUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 S COTTON ST, FAIRFIELD, TX 75840-1614

Mortgage

Document Number	0002200673
Date	Feb 22, 2022
Instrument	2200673

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Freestone County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Freestone County
Municipality	Fairfield City
Unified School District	Fairfield Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$565.00 (-40.08%) Homeowner's exemption	$72,895 (+22.85%) Land $17,675 Building $55,220	$72,895 (+22.85%) Land $17,675 Building $55,220
2023		$59,337 Land $13,760 Building $45,577	$59,337 Land $13,760 Building $45,577
2022	$943.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FAIRFIELD serves 3,005 people · EPA ID TX0810001
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Mar 2025 Lead public education Dec 2024
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL	2,000 / 2,000
Vyve Broadband Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

Nearby Properties on S Cotton St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures