Collin County property record for 308 Rustic Oak Ln, McKinney, TX 75072
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,271 sqft · built 2016 |
| Lot Size | 0.158 acres (6,882 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $314,400 (May 2017) |
| Tax Bill | $4,083 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R-10987-00H-0150-1 |
| Primary APN | R-10987-00H-0150-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,271 sqft Living Area |
| Gross Area | 2,909 sqft |
| 1st Floor Area | 2,271 sqft |
| Flooring | Ceramic Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Lot Area | 6,882 sqft (0.158 acres) |
| Garage Type | Attached |
| Garage Area | 488 sqft |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 308 RUSTIC OAK LN |
|---|---|
| City | MCKINNEY |
| State | TX |
| Zip | 75072-8496 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VALOR POINTE - THE RESERVE AT WESTRIDGE PHASE 16 ( CMC), BLK H, LOT 15 |
| Legal Subdivision | VALOR POINTE - THE RESERVE AT WESTRIDGE |
| Legal Block | H |
| Legal Lot Number | 15 |
| Jurisdiction | COLLIN TX |
| Township / Civil Division | MCKINNEY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 30537 |
Source: Collin County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 308 RUSTIC OAK LN, MCKINNEY, TX 75072-8496 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 1, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICELINK |
| Mar 24, 2021 | Deed of Trust, Mortgage · FHA Mortgage NEW PENN FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2017 · Amount on Record |
| Deed Sale | May 19, 2017 · Amount on Record |
| Deed Document Number | 2017646870 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Apr 1, 2026 |
| Property Address | 308 RUSTIC OAK LN, MCKINNEY, TX 75072-8496 |
| Document Number | 0000041980 |
| Instrument Date | Mar 17, 2026 |
| Instrument | 202641980 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 308 RUSTIC OAK LN, MCKINNEY, TX 75072-8496 |
| Document Number | 2026000041980, |
|---|---|
| Date | Apr 1, 2026 |
| Instrument | 202641980 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Feb 1, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 308 RUSTIC OAK LN, MCKINNEY, TX 75072-8496 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2021 |
| Name | Verified Name |
|---|---|
| Address | 308 RUSTIC OAK LN, MCKINNEY, TX 75072-8496 |
| Document Number | 0000581560 |
|---|---|
| Date | Mar 24, 2021 |
| Instrument | 20210324000581560 |
| Name | NEW PENN FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | GREENVILLE, SC 29601 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 1, 2051 |
Source: Collin County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Collin County |
| Municipality | McKinney City |
| Unified School District | Prosper Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,083.00 (-19.93%) Homeowner's exemption | $504,232 (-5.75%) Land $147,000 Building $395,181 | $542,181 (+1.34%) Land $147,000 Building $395,181 |
| 2024 | $5,099.00 (-23.09%) | ||
| 2023 | $535,017 Land $147,000 Building $388,017 | $535,017 Land $147,000 Building $388,017 | |
| 2022 | $6,630.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 749 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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