York County property record for 308 Roy Ln, Williamsburg, VA 23188
| Property Type | Commercial |
|---|---|
| Details | 2 bd · 2 ba · 1,393 sqft · built 1950 |
| Lot Size | 1.15 acres (50,094 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (May 2020) |
| Tax Bill | $1,928 (2025) |
| Deeds & Mortgages | Aug 2017 Line of Credit Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | D18B-4166-4432 |
| Primary APN | D18B-4166-4432 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,393 sqft Total Area |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 50,094 sqft (1.15 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 99 sqft |
| Deck Area | 364 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 10000920 |
|---|---|
| Street Address | 308 ROY LN |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23188-2239 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | LIMITED IN |
| Legal Description | SCHENCK SUB LOT F |
| Legal Subdivision | SCHENCK SUB |
| Legal Lot Number | F |
| Jurisdiction | YORK VA |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 51000 |
Source: York County records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 308 ROY LN, WILLIAMSBURG, VA 23188-2239 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2017 | Deed of Trust, Mortgage · Line of Credit 1ST ADVANTAGE FEDERAL CREDIT UNION |
| Dec 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| May 5, 2020 | Warranty Deed, Transfer · FHA Mortgage PRIME LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2020 · Amount on Record |
| Deed Sale | May 5, 2020 · Amount on Record |
| Prior Sale | Jan 4, 2000 · Amount on Record |
| Deed Document Number | 20207532 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK VA |
| Property Address | 308 ROY LN, WILLIAMSBURG, VA 23188-2239 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000016602 |
|---|---|
| Date | Aug 31, 2017 |
| Instrument | 170016602 |
| Name | 1ST ADVANTAGE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 27, 2027 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK VA |
| Property Address | 308 ROY LN, WILLIAMSBURG, VA 23188-2239 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000020165 |
|---|---|
| Date | Dec 5, 2019 |
| Instrument | 190020165 |
| Name | JPMORGAN CHASE BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 1, 2039 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.38% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YORK VA |
| Recording Date | May 5, 2020 |
| Property Address | 308 ROY LN, WILLIAMSBURG, VA 23188-2239 |
| Document Number | 0000007532 |
| Instrument Date | Apr 6, 2020 |
| Instrument | 7532 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 308 ROY LN WILLIAMSBURG VA 231882239, WILLIAMSBURG, VA 23188-2239 |
| Document Number | 7533 |
|---|---|
| Date | May 5, 2020 |
| Instrument | 7533 |
| Name | PRIME LNDG |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 4, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Number | 7534, |
|---|---|
| Date | May 5, 2020 |
| Instrument | 7534 |
| Name | PRIME LNDG |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 4, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: York County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | York County |
| Unified School District | York County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $247,200 (+8.85%) Land $187,500 Building $59,700 | ||
| 2025 | $1,928.00 (+10.3%) | $247,200 (+8.85%) Land $187,500 Building $59,700 | |
| 2023 | $1,748.00 | $227,100 Land $186,800 Building $40,300 | $227,100 Land $186,800 Building $40,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures