308 Rowe Rd, Chattanooga, TN 37411 Property Records

Hamilton County property record for 308 Rowe Rd, Chattanooga, TN 37411 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,455 sqft · built 2025
Lot Size0.433 acres (18,900 sqft)
OwnerIndividual Name on File
Last Sale$45,000 (May 2023)
Tax Bill$929 (2025)
Deeds & MortgagesMar 2025 Mortgage
Jan 2024 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN147I C 030

Property Details

APN / Parcel Number

Primary APN147I C 030
Alternative APN
  • 0000079513

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,455 sqft

Exterior

Year BuiltBuilt 2025
Exterior MaterialVinyl
Roof MaterialAsphalt
Lot Area18,900 sqft (0.433 acres)
Lot Dimensions315 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0000079513
Street Address308 ROWE RD
CityCHATTANOOGA
StateTN
Zip37411-2643
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSW1/4 SEC24 TWP2 R4W
Legal Range04W
Legal Township02
Legal Section24
JurisdictionHAMILTON TN
Township / Civil Division5
Census Block Group2
Census Block2003
Census Tract2900

Owner

Source: Hamilton County records · APN 147I C 030

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3114 COLYAR DR, CHATTANOOGA, TN 37404-1807
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 07, 2025Deed of Trust, Mortgage · Conventional Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC
Jan 24, 2024Deed of Trust, Mortgage · Construction Mortgage
SOUTHEAST BANK
May 01, 2023Warranty Deed, Transfer
CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY LL

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 01, 2023 · Amount on Record
Deed SaleMay 01, 2023 · Amount on Record
Prior SaleMay 04, 2012 · Amount on Record
Deed Document Number2023050100308
Deed Book / Page13278 / 155
Record UpdatedJun 08, 2026

March 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address308 ROWE RD, CHATTANOOGA, TN 37411-2643
Transaction TypeMortgage
Record UpdatedJan 01, 2026
Title CompanyCUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address3114 COLYAR DR, CHATTANOOGA, TN 37404-1807

Mortgage

Document Number0000000055
DateMar 07, 2025
Book Page13855/384
Instrument2025030700055
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
AddressPLANO, TX 75024
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2055

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address308 ROWE RD, CHATTANOOGA, TN 37411-2643
Transaction TypeMortgage
Record UpdatedJan 01, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3114 COLYAR DR, CHATTANOOGA, TN 37404-1807

Mortgage

Document Number0000000021
DateJan 24, 2024
Book Page13496/508
Instrument2024012400021
Lender
NameSOUTHEAST BANK
TypeBank
AddressCHATTANOOGA, TN 37450
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMay 01, 2023
Property Address308 ROWE RD, CHATTANOOGA, TN 37411-2643
Document Number0000000308
Book / Page13278 / 155
Instrument DateJan 24, 2023
Instrument2023050100308
Transaction TypeTransfer
Record UpdatedJan 01, 2026
Title CompanyCUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY LL

Transaction

AmountAmount Recorded
Tax$166.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3114 COLYAR DR, CHATTANOOGA, TN 37404-1807

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$929.00 (+1,019.28%)$61,350 (+1,536%)$245,400 (+1,536%) Land $45,000 Building $200,400
2024$83.00$3,750 (-)$15,000 (-) Land $15,000
2023$83.00$3,750 (-)$15,000 (-) Land $15,000
2022$83.00$3,750$15,000 Land $15,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 34% of the US · above 51% of Tennessee
Wildfire LikelihoodAbout 1 in 2,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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