Berrien County property record for 308 Ridgeway St, Saint Joseph, MI 49085
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 4,716 sqft · built 1990 |
| Lot Size | 1.56 acres (67,997 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $61,029 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Oct 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 76-1900-0086-00-3 |
| Primary APN | 76-1900-0086-00-3 |
|---|---|
| Alternative APN |
|
| Full Baths | 5 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 4,716 sqft Living Area |
| 1st Floor Area | 2,264 sqft |
| Basement Area | 1,855 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 67,997 sqft (1.56 acres) |
| Lot Dimensions | 680 ft deep x 100 ft wide |
| Garage Area | 784 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 308 RIDGEWAY ST |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-1049 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - A |
| Legal Description | LOT 86 EDGEWATER ADD TO ST JOSEPH ALSO COM AT SW COR SD LOT 86 TH N47DEG52'31E 100' TO NW COR SD LOT 86 TH N48DEG12'W 537.95' TO A PT ON INTERMEDIATE TRAVERSE LN ALONG LK MICHIGAN TH S51DEG04'18"W ON SD TRAVERSE LN 100.76' TH S48DEG12'E 543.6' TO POB |
| Legal Subdivision | EDGEWATER |
| Legal Lot Number | 86 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 801 |
308 Ridgeway St is owner-occupied and held in a trust since September 2014.
Source: Berrien County records, as of September 28, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 308 RIDGEWAY ST, SAINT JOSEPH, MI 49085-1049 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 30, 2020 | Intrafamily Transfer, Transfer · Stand-Alone First Mortgage MARGRET TRUMBULL |
| Oct 30, 2020 | Intrafamily Transfer, Transfer |
| Jul 20, 2018 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 25, 2014 |
| Deed Sale | Sep 25, 2014 |
| Prior Sale | Jun 19, 1996 |
| Deed Book / Page | 3082 / 2973 |
| Transfer Doc | 03211/3337 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Oct 30, 2020 |
| Property Address | 308 RIDGEWAY ST, SAINT JOSEPH, MI 49085-1049 |
| Document Number | 003298/808 |
| Book / Page | 3298 / 808 |
| Map Reference | LB 4 PG 52 |
| Instrument Date | Oct 17, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 308 RIDGEWAY ST, SAINT JOSEPH, MI 49085-1049 |
| Document Number | 0003298812 |
|---|---|
| Date | Oct 30, 2020 |
| Instrument | 3298/812 |
| Name | MARGRET TRUMBULL |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Oct 30, 2020 |
| Property Address | 308 RIDGEWAY ST, SAINT JOSEPH, MI 49085-1049 |
| Document Number | 003298/810 |
| Book / Page | 3298 / 810 |
| Map Reference | LB 4 PG 52 |
| Instrument Date | Aug 13, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 308 RIDGEWAY ST, SAINT JOSEPH, MI 49085-1049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jul 20, 2018 |
| Property Address | 308 RIDGEWAY ST, SAINT JOSEPH, MI 49085-1049 |
| Document Number | 03211/3337 |
| Book / Page | 3211 / 3337 |
| Map Reference | LB4 PG52 |
| Instrument Date | Jan 24, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2567 OLDE BROOKSIDE RD, OTTAWA HILLS, OH 43615-2233 |
The 2025 property tax bill for 308 Ridgeway St was $61,029 with a homeowner's exemption, up 2.4% from the year before.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,321,800 (-27.83%) | $2,643,600 (-27.83%) | |
| 2025 | $61,029.00 (+2.45%) Homeowner's exemption | $1,831,600 | $3,663,200 |
| 2024 | $59,571.00 | ||
| 2023 | $1,600,100 | $3,200,200 | |
| 2022 | $54,521.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 308 Ridgeway St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 308 Ridgeway St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BENTON HARBOR serves 9,103 people · EPA ID MI0000600 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Sep 2021 Failure to filter resolved · May 2021 |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2026 Treatment change without state approval Sep 2021 Lead public education Aug 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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