308 Ridgemont Rd, Grosse Pointe Farms, MI 48236 Property Records

Wayne County property record for 308 Ridgemont Rd, Grosse Pointe Farms, MI 48236

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,278 sqft · built 1952
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Last Sale$304,900 (Oct 2019)
Tax Bill$7,636 (2025)
Deeds & MortgagesJul 2026 Mortgage
Sep 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN38 006 01 0265 000

Property Details

APN / Parcel Number

Primary APN38 006 01 0265 000

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,278 sqft Living Area
1st Floor Area1,065 sqft
Basement Area1,056 sqft
Unfinished Basement1,056 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1974
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions148 ft deep x 46.8 ft wide
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address308 RIDGEMONT RD
CityGROSSE POINTE FARMS
StateMI
Zip48236-3134
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFMS265 LOT 265 ASSESSORS GROSSE POINTE FARMS PLAT NO. 5 PC 404 L66 P100 WCR
Legal SubdivisionKERBY GARDEN
Legal Lot Number265
JurisdictionWAYNE MI
Township / Civil DivisionGROSSE POINTE FARMS
Census Block Group4
Census Block4004
Census Tract550700

Owner

308 Ridgemont Rd is owned and occupied by an individual who bought it in October 2019.

Source: Wayne County records, as of October 21, 2026

Owner of RecordIndividual Name on File
Mailing Address308 RIDGEMONT RD, GROSSE POINTE FARMS, MI 48236-3134
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2026Deed of Trust, Mortgage · Conventional Mortgage
FIRST STATE BANK
Sep 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Oct 10, 2019Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 13, 2019Warranty Deed, Transfer
ASK SERVICES INC, ASK SVCS INC
May 13, 2019Quit Claim Deed, Transfer
ASK SERVICES INC, ASK SVCS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 10, 2019 · Amount on File
Deed SaleOct 10, 2019 · Amount on File
Prior SaleMay 13, 2019 · Amount on File
Deed Document Number2019286724
Deed Book / Page55328 / 1221
Prior Transfer DateOct 8, 2014
Prior Transfer Doc0550470613
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE MI
Recording DateJul 30, 2026
Property Address308 RIDGEMONT RD, GROSSE POINTE FARMS, MI 48236-3134
Document Number0000242114
Book / Page60437 / 1304
Instrument DateJul 28, 2026
Instrument2026242114
Transaction TypeMortgage
Record UpdatedOct 21, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common, 169
Address585 BALLANTYNE RD, GROSSE POINTE SHORES, MI 48236-2635

Mortgage

Document Number0000242114,
DateJul 30, 2026
Book Page60437/1304
Instrument2026242114
Lender
NameFIRST STATE BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE MI
Property Address308 RIDGEMONT RD, GROSSE POINTE FARMS, MI 48236-3134
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address308 RIDGEMONT RD, GROSSE POINTE FARMS, MI 48236-3134

Mortgage

Document Number0560770211
DateSep 23, 2020
Book Page56077/211
Instrument2020280514
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term301 Months
DueOct 1, 2045

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAYNE MI
Recording DateOct 10, 2019
Property Address308 RIDGEMONT RD, GROSSE POINTE FARMS, MI 48236-3134
Document Number0553281221
Book / Page55328 / 1221
Map ReferenceLB 66 PG 100
Instrument DateSep 30, 2019
Instrument2019286724
Transaction TypeTransfer
Record UpdatedMay 24, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,623.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address51162 SHADOW RIDGE DR, 51162, MACOMB, MI 48042-6043

Transferred To (Grantee/Buyer)

NameVerified Name
Address38850 VAN DYKE AVE, STERLING HEIGHTS, MI 48312-1142

Mortgage

Document Number553281223
DateOct 10, 2019
Instrument55328/1223
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2049

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAYNE MI
Recording DateMay 13, 2019
Property Address308 RIDGEMONT RD, GROSSE POINTE FARMS, MI 48236-3134
Document Number0550470821
Book / Page055047 / 000821
Instrument DateApr 18, 2019
Instrument167748
Transaction TypeTransfer
Record UpdatedJun 14, 2019
Title CompanyASK SERVICES INC, ASK SVCS INC

Transaction

AmountAmount on Record
Tax$1,591.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address51162 SHADOW RIDGE DR MACOMB MI 480426043, MACOMB, MI 48042-6043

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWAYNE MI
Recording DateMay 13, 2019
Property Address308 RIDGEMONT RD, GROSSE POINTE FARMS, MI 48236-3134
Document Number0550470613
Book / Page055047 / 000613
Instrument DateOct 8, 2014
Instrument167690
Transaction TypeTransfer
Record UpdatedJun 18, 2019
Title CompanyASK SERVICES INC, ASK SVCS INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address308 RIDGEMONT GROSSE PT GROSSE POINTE FARMS MI 48236, GROSSE POINTE FARMS, MI 48236

Tax Assessment & Valuation

The 2025 property tax bill for 308 Ridgemont Rd was $7,636 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyWayne County
MunicipalityGrosse Pointe Farms City
Unified School DistrictGrosse Pointe Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$178,500 (+3.96%)$357,000 (+3.96%)
2025$7,636.00 Homeowner's exemption$171,700$343,400
2023$148,800$297,600
2021$6,159.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 308 Ridgemont Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 308 Ridgemont Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGROSSE POINTE FARMS
serves 9,757 people · EPA ID MI0002890
Water SourceSurface water
Last State InspectionMay 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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