308 Pine Grove Rd, Gardners, PA 17324 Property Records

Cumberland County property record for 308 Pine Grove Rd, Gardners, PA 17324

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,368 sqft · built 1991
Lot Size	2.21 acres (96,268 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Sep 2003)
Tax Bill	$4,389 (2026)
Deeds & Mortgages	Apr 2019 Mortgage May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-14-0146-028`

Property Details

APN / Parcel Number

Primary APN	`08-14-0146-028`
Alternative APN	`08001389`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,368 sqft Total Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Logs
Lot Area	96,268 sqft (2.21 acres)
Lot Dimensions	485 ft deep x 202 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Radiant
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	308 PINE GROVE RD
City	GARDNERS
State	PA
Zip	17324-8972
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	308 PINE GROVE ROAD L-0014 LOT 14 PB 42 PG 21
Legal Lot Number	14
Jurisdiction	CUMBERLAND PA
Township / Civil Division	DICKINSON
Census Block Group	1
Census Block	1024
Census Tract	12701

Owner

Source: Cumberland County assessment roll, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	308 PINE GROVE RD, GARDNERS, PA 17324-8972
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2019	Deed of Trust, Mortgage · Commercial Mortgage ORRSTOWN BANK
May 5, 2020	Deed of Trust, Mortgage · Line of Credit ORRSTOWN BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 4, 2003 · Amount on Record
Deed Sale	Sep 4, 2003 · Amount on Record
Deed Book / Page	259 / 535
Record Updated	Jun 8, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND PA
Property Address	308 PINE GROVE RD, GARDNERS, PA 17324-8972
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006675
Date	Apr 4, 2019
Instrument	201906675

Lender

Name	ORRSTOWN BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND PA
Property Address	308 PINE GROVE RD, GARDNERS, PA 17324-8972
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010147
Date	May 5, 2020
Instrument	202010147

Lender

Name	ORRSTOWN BANK
Type	Bank
Address	SHIPPENSBURG, PA 17257

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Cumberland County
County Subdivision	Dickinson Township
Unified School District	Carlisle Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,389.00 (+5.91%)	$206,600 (-) Land $61,500 Building $145,100
2024	$4,144.00	$206,600 Land $61,500 Building $145,100
2010			$206,600 Land $61,500 Building $145,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1996–2011)
Most Recent Claim	Mar 2011 · rainfall accumulation
Claims by Event	Flooding Associated With Tropical Depression Fran, Sep 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 97.1% of Pennsylvania
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
CTI Networks Fixed Wireless · not low latency	200 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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