Effingham County property record for 308 Pebble Dr, Rincon, GA 31326
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,476 sqft · built 2006 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $154,000 (May 2017) |
| Tax Bill | $1,841 (2025) |
| Deeds & Mortgages | May 2025 Mortgage Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R2270-055-000 |
| Primary APN | R2270-055-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,476 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Fiberglass |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 132 sqft |
| Deck Area | 190 sqft |
| Patio Area | 190 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 23736 |
|---|---|
| Street Address | 308 PEBBLE DR |
| City | RINCON |
| State | GA |
| Zip | 31326-4511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | .22 AC LOT 55 (OUT 101-8A4C) |
| Legal Subdivision | STONEWALK |
| Legal Phase | 1 |
| Legal Block | I |
| Legal Lot Number | 55 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 30308 |
308 Pebble Dr is owned and occupied by two individuals who bought it in May 2017.
Source: Effingham County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 308 PEBBLE DR, RINCON, GA 31326-4511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 20, 2025 | Deed of Trust, Mortgage · Conventional Mortgage GEORGIA HERITAGE FEDERAL CREDIT UNION |
| Dec 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE |
| May 9, 2017 | Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 9, 2017 · Amount on File |
| Deed Sale | May 9, 2017 · Amount on File |
| Prior Sale | Mar 29, 2012 · Amount on File |
| Deed Document Number | 20171220 |
| Deed Book / Page | 2406 / 242 |
| Prior Transfer Date | Jul 16, 2015 |
| Prior Transfer Doc | 0002303/45 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 308 PEBBLE DR, RINCON, GA 31326-4511 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 308 PEBBLE DR, RINCON, GA 31326-4511 |
| Document Number | 0000002974/0000000090 |
|---|---|
| Date | May 20, 2025 |
| Book Page | 0000002974/0000000090 |
| Name | GEORGIA HERITAGE FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 308 PEBBLE DR, RINCON, GA 31326-4511 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 308 PEBBLE DR, RINCON, GA 31326-4511 |
| Document Number | 0000002753/0000000704 |
|---|---|
| Date | Dec 29, 2021 |
| Book Page | 0000002753/0000000704 |
| Instrument | 015657 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | May 9, 2017 |
| Property Address | 308 PEBBLE DR, RINCON, GA 31326-4511 |
| Document Number | 002406/242 |
| Book / Page | 2406 / 242 |
| Instrument Date | May 9, 2017 |
| Instrument | 2017-001220 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 308 PEBBLE DR, RINCON, GA 31326-4511 |
| Document Number | 002406/244 |
|---|---|
| Date | May 17, 2017 |
| Book Page | 2406/244 |
| Instrument | 004457 |
| Name | GUILD MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2047 |
The 2025 property tax bill for 308 Pebble Dr was $1,841 with a homeowner's exemption, up 7.7% from the year before.
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Municipality | Rincon City |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $113,898 (-) Land $22,800 Building $91,098 | $284,745 (-) Land $57,000 Building $227,745 | |
| 2025 | $1,841.00 (+7.72%) Homeowner's exemption | $113,898 (-0.49%) Land $22,800 Building $91,098 | $284,745 (-0.49%) Land $57,000 Building $227,745 |
| 2024 | $1,709.00 Homeowner's exemption | $114,462 Land $22,800 Building $91,662 | $286,156 Land $57,000 Building $229,156 |
| 2022 | $1,651.00 Homeowner's exemption | $78,670 Land $17,600 Building $61,070 | $196,676 Land $44,000 Building $152,676 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 308 Pebble Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 308 Pebble Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINCON WATER SYSTEM serves 16,654 people · EPA ID GA1030001 |
|---|---|
| Water Source | Purchased surface water from EFFINGHAM COUNTY SURFACE WATER SYSTEM |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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