308 Pablo Rd, Ponte Vedra Beach, FL 32082 Property Records

St. Johns County property record for 308 Pablo Rd, Ponte Vedra Beach, FL 32082

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 4,939 sqft · built 1969
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$3,175,000 (May 2021)
Tax Bill	$39,945 (2025)
Deeds & Mortgages	Aug 2021 Mortgage May 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`059000-0000`

Property Details

APN / Parcel Number

Primary APN	`059000-0000`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	23 Plumbing Fixtures
Stories	1 Story
Building Area	4,939 sqft Living Area
Gross Area	5,445 sqft
1st Floor Area	4,079 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	188 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	700 sqft
Porch	Finished/Open Porch
Porch Area	441 sqft
Patio Area	2,574 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	308 PABLO RD
City	PONTE VEDRA BEACH
State	FL
Zip	32082-1806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	10-106 PONTE VEDRA SUBD LOT 10 BLK 64 OR5266/916
Legal Range	29E
Legal Township	03S
Legal Section	22
Legal Subdivision	PONTE VEDRA BLOCKS 64, 65 AND 68
Legal Block	64
Legal Lot Number	10
Jurisdiction	ST JOHNS FL
Township / Civil Division	PONTE VEDRA
Census Block Group	1
Census Block	1004
Census Tract	20710

Owner

308 Pablo Rd is owned and occupied by two individuals who bought it in May 2021.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	308 PABLO RD, PONTE VEDRA BEACH, FL 32082-1806
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
May 17, 2021	Warranty Deed, Transfer LANDMARK TITLE
Feb 21, 2018	Deed of Trust, Mortgage · Line of Credit COMPASS FED'L S&L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2021 · Amount on File
Deed Sale	May 17, 2021 · Amount on File
Prior Sale	Dec 19, 2016 · Amount on File
Deed Document Number	202155018
Deed Book / Page	5266 / 916
Prior Transfer Date	Nov 5, 2015
Prior Transfer Doc	0041091755
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	308 PABLO RD, PONTE VEDRA BEACH, FL 32082-1806
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 PABLO RD, PONTE VEDRA BEACH, FL 32082-1806

Mortgage

Document Number	0053441890
Date	Aug 17, 2021
Book Page	5344/1890
Instrument	2021090612

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 17, 2021
Property Address	308 PABLO RD, PONTE VEDRA BEACH, FL 32082-1806
Document Number	0052660916
Book / Page	5266 / 916
Map Reference	MB 10 PG 105-107
Instrument Date	May 6, 2021
Instrument	2021055018
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	LANDMARK TITLE

Transaction

Amount	Amount on Record
Tax	$22,225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5365 MOUNT VERNON PKWY, ATLANTA, GA 30327-4735

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	308 PABLO RD, PONTE VEDRA BEACH, FL 32082-1806

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	308 PABLO RD, PONTE VEDRA BEACH, FL 32082-1806
Document Number	0045141204
Instrument Date	Feb 21, 2018
Transaction Type	Mortgage
Record Updated	Mar 26, 2018
Title Company	CT LIEN SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	308 PABLO RD PONTE VEDRA BEACH FL 320821806, PONTE VEDRA BEACH, FL 32082-1806

Mortgage

Document Number	0045141204
Date	Mar 12, 2018
Book Page	004514/001204
Instrument	16210

Lender

Name	COMPASS FED'L S&L
Type	Federal Savings Bank
Address	PONTE VEDRA BEACH, FL 32082

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 11, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 308 Pablo Rd was $39,945 with a homeowner's exemption, up 10.6% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,006,161 (+2.7%)	$3,560,998 (-1.24%) Land $1,750,000 Building $1,810,998
2025	$39,945.00 (+10.58%) Homeowner's exemption	$2,927,129 (+2.9%)	$3,605,865 (+7.33%) Land $1,750,000 Building $1,855,865
2024	$36,123.00 (+1.82%) Homeowner's exemption	$2,844,635 (+3%)	$3,359,482 (+9.15%) Land $1,700,000 Building $1,659,482
2023	$35,479.00 (+2.07%) Homeowner's exemption	$2,761,782 (+3%)	$3,077,837 (+14.79%) Land $1,675,000 Building $1,402,837
2022	$34,758.00 Homeowner's exemption	$2,681,342	$2,681,342 Land $1,344,000 Building $1,337,342

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 308 Pablo Rd in Zone X, an area of minimal flood risk, though there have been 89 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 469 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	543 units insured incl. 74 condo units
Nearby Flood Claims	89 (1979–2023)
Claims Outside the SFHA	47 of 89
Most Recent Claim	Oct 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 24 claims Hurricane Matthew, Oct 2016 · 20 claims Tropical Storm Fay, Aug 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 308 Pablo Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: PONTE VEDRA GRID private · serves 5,395 people · EPA ID FL2550908
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-PONTE VEDRA WS
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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