308 Oakley Dr, Gallatin, TN 37066 Property Records

Sumner County property record for 308 Oakley Dr, Gallatin, TN 37066

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,108 sqft · built 2019
Lot Size	0.207 acres (9,045 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Jun 2026)
Tax Bill	$1,657 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`083114L C 04500`

Property Details

APN / Parcel Number

Primary APN	`083114L C 04500`
Alternative APN	`114L C 04500`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,108 sqft Living Area
Gross Area	3,332 sqft
1st Floor Area	1,004 sqft
Basement Area	1,004 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,045 sqft
Terrain	Rolling
Garage Type	Finished
Garage Area	440 sqft
Driveway	Driveway
Driveway Area	496 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	84 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	308 OAKLEY DR
City	GALLATIN
State	TN
Zip	37066-2285
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PB31 PG251 LT1039
Legal Subdivision	MEADOW GLEN AT FAIRWAY FARMS
Legal Block	251
Legal Lot Number	1039
Jurisdiction	SUMNER TN
Township / Civil Division	4
Census Block Group	2
Census Block	2004
Census Tract	20502

Owner

Source: Sumner County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	308 OAKLEY DR, GALLATIN, TN 37066-2285
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK
Jul 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2026 · Amount on Record
Deed Sale	Jun 18, 2026 · Amount on Record
Prior Sale	Nov 26, 2019 · Amount on Record
Deed Document Number	20261554854
Deed Book / Page	6878 / 362
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Jun 18, 2026
Property Address	308 OAKLEY DR, GALLATIN, TN 37066-2285
Document Number	0001554854
Book / Page	6878 / 362
Instrument Date	Jun 18, 2026
Instrument	20261554854
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	SIGNATURE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$177,507.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 OAKLEY DR, GALLATIN, TN 37066-2285

Mortgage

Document Number	0001554855,
Date	Jun 18, 2026
Instrument	20261554855

Lender

Name	FIRST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	308 OAKLEY DR, GALLATIN, TN 37066-2285
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0056620720
Date	Jul 21, 2021
Book Page	5662/720
Instrument	1374313

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Sumner County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Municipality	Gallatin City
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,657.00 (-28.58%)	$116,600 (+53.42%) Land $20,000 Building $96,600
2024			$466,400 (+53.42%) Land $80,000 Building $386,400
2023	$2,320.00 (-0.3%)	$76,000 (-) Land $15,025 Building $60,975
2022	$2,327.00	$76,000 Land $15,025 Building $60,975
2021			$304,000 Land $60,100 Building $243,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	19 (1998–2024)
Claims Outside the SFHA	3 of 19
Most Recent Claim	May 2024 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2024 · 3 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLATIN WATER DEPARTMENT serves 65,964 people · EPA ID TN0000253
Water Source	Surface water
Last State Inspection	Jun 2025
Also Mapped Here	WHITE HOUSE UTILITY DISTRICT
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Cumberland Connect, Verizon.

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