308 Oak St, Edgewood, MD 21040 Property Records

Harford County property record for 308 Oak St, Edgewood, MD 21040

Property Summary

Property TypeSingle Family Home
Details2 ba · 862 sqft · built 1940
Lot Size0.344 acres (15,000 sqft)
Owner2 Individual Names on Record
Last Sale$165,500 (Oct 2017)
Tax Bill$2,208 (2026)
Deeds & MortgagesFeb 2021 Mortgage
Oct 2017 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-099167

Property Details

APN / Parcel Number

Primary APN01-099167
Alternative APNs
  • 1099167
  • 099167

Interior

Full Baths2 Baths
Stories1 Story
Building Area862 sqft Total Area
Basement Area500 sqft
Finished Basement500 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area15,000 sqft (0.344 acres)
Lot Dimensions200 ft deep x 75 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area160 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number099167
Street Address308 OAK ST
CityEDGEWOOD
StateMD
Zip21040-3322
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 12 PO 11 15000 S 308 OAK STREET ADDN EDGEWOOD P 2/27
Legal SubdivisionOAK STREET ADD
Legal BlockB
Legal Lot Number12P11
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group2
Census Block2012
Census Tract301602

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address308 OAK ST, EDGEWOOD, MD 21040-3322
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2021Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Oct 23, 2017Grant Deed, Subdivision Related Transfer · FHA Mortgage
CENTENNIAL LNDG GRP LLC
Mar 29, 2017Grant Deed, Transfer
PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 23, 2017 · Amount on Record
Deed SaleOct 23, 2017 · Amount on Record
Prior SaleMar 29, 2017 · Amount on Record
Deed Document Number201712566-0001
Deed Book / Page12566 / 1
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address308 OAK ST, EDGEWOOD, MD 21040-3322
Transaction TypeMortgage
Record UpdatedSep 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0144760331
DateFeb 9, 2021
Book Page14476/331
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term358 Months
DueDec 1, 2050

October 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionHARFORD MD
Recording DateOct 23, 2017
Property Address308 OAK ST, EDGEWOOD, MD 21040-3322
Document Number0125660001
Book / Page012566 / 000001
Instrument DateOct 6, 2017
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 31, 2017
Title CompanyUNIVERSAL TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$165.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address308 OAK ST EDGEWOOD MD 210403322, EDGEWOOD, MD 21040-3322

Mortgage

Document Number125660008
DateOct 23, 2017
Book Page012566/000008
Lender
NameCENTENNIAL LNDG GRP LLC
AddressMAPLE GLEN, PA 19002
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 22, 2047

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHARFORD MD
Recording DateMar 29, 2017
Property Address308 OAK ST, EDGEWOOD, MD 21040-3322
Document Number0122790343
Book / Page012279 / 000343
Instrument DateFeb 2, 2017
Transaction TypeTransfer
Record UpdatedApr 11, 2017
Title CompanyOTHER

Transaction

AmountAmount Recorded
Tax$60.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5820 TILBURY RD ALEXANDRIA VA 223101607, ALEXANDRIA, VA 22310-1607

Mortgage

Document Number122790347
DateMar 29, 2017
Book Page012279/000347
Lender
NamePRIVATE INDIVIDUAL
TypePrivate Party
Address143 W MARKET ST, LOUISVILLE, KY 40202-1967
Agreement
AmountAmount Recorded
Term24 Months
DueMar 28, 2019

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,208.00 (+12.54%)$202,600 (+20.02%) Land $66,000 Building $136,600$202,600 (+20.02%) Land $66,000 Building $136,600
2025$1,962.00 (+7.98%)
2023$168,800 (+1.2%) Land $66,000 Building $102,800$168,800 (-) Land $66,000 Building $102,800
2022$1,817.00 (-3.25%)$166,800$168,800 Land $66,000 Building $102,800
2021$1,878.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims8 (2003–2017)
Claims Outside the SFHA3 of 8
Most Recent ClaimAug 2017 · river or lake flooding
Claims by Event
  • Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Oak St

Nearby Streets

Search Property Records by Address or Parcel Number