308 Oak St, Centreville, MD 21617 Property Records

Queen Anne's County property record for 308 Oak St, Centreville, MD 21617

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,200 sqft · built 1950
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Oct 2025)
Tax Bill	$4,086 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Sep 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-008533`

Property Details

APN / Parcel Number

Primary APN	`03-008533`
Alternative APNs	`3008533` `008533`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,200 sqft Total Area
Basement Area	250 sqft
Finished Basement	250 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	150 ft deep x 70 ft wide
Garage Type	Mixed
Garage Area	308 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	008533
Street Address	308 OAK ST
City	CENTREVILLE
State	MD
Zip	21617-2030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 7-EAST 10 FT OF LOT 5-BLK E CENTREVILLE HEIGHTS
Legal Subdivision	CENTREVILLE HEIGHTS
Legal Block	E
Legal Lot Number	7ETC
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	3, CENTREVILLE
Census Block Group	4
Census Block	4007
Census Tract	810400

Owner

Source: Queen Anne's County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	308 OAK ST, CENTREVILLE, MD 21617-2030
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE LLC
Sep 15, 2020	Grant Deed, Transfer · Conventional with PMI FIRST HM MTG CORP
Sep 25, 2017	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
Mar 20, 2017	Deed of Trust, Transfer ERIC & CHERYL-ANN WARGOTZ

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2025 · Amount on Record
Deed Sale	Oct 6, 2025 · Amount on Record
Prior Sale	Sep 15, 2020 · Amount on Record
Deed Book / Page	4649 / 2
Prior Transfer Date	Sep 8, 2014
Prior Transfer Doc	0023260001
Record Updated	Oct 29, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Oct 6, 2025
Property Address	308 OAK ST, CENTREVILLE, MD 21617-2030
Document Number	0046490002
Book / Page	4649 / 2
Instrument Date	Sep 30, 2025
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	BAY E TITLE COMPANY LLC, BAY EAST TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	308 OAK ST, CENTREVILLE, MD 21617-2030

Mortgage

Document Number	0000046498
Date	Oct 6, 2025
Instrument	4649/8

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2055

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Sep 15, 2020
Property Address	308 OAK ST, CENTREVILLE, MD 21617-2030
Document Number	0034470156
Book / Page	003447 / 000156
Instrument Date	Aug 21, 2020
Transaction Type	Transfer
Record Updated	Sep 28, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	308 OAK ST CENTREVILLE MD 216172030, CENTREVILLE, MD 21617-2030

Mortgage

Document Number	34470157
Date	Sep 15, 2020
Book Page	003447/000157

Lender

Name	FIRST HM MTG CORP
Address	BALTIMORE, MD 21236

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 14, 2050

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Sep 25, 2017
Property Address	308 OAK ST, CENTREVILLE, MD 21617-2030
Document Number	0027700136
Book / Page	2770 / 136
Instrument Date	Sep 15, 2017
Instrument	2770-136
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	LIBERTY TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	308 OAK ST, CENTREVILLE, MD 21617-2030

Mortgage

Document Number	2770143
Date	Sep 25, 2017
Instrument	2770-143

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

March 2017: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	308 OAK ST, CENTREVILLE, MD 21617-2030
Document Number	0026580153
Book / Page	002658 / 000153
Instrument Date	Mar 20, 2017
Transaction Type	Transfer
Record Updated	Jul 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	308 OAK ST CENTREVILLE MD 216172030, CENTREVILLE, MD 21617-2030

Mortgage

Document Number	0026580153
Date	Mar 21, 2017
Book Page	002658/000153

Lender

Name	ERIC & CHERYL-ANN WARGOTZ

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Queen Anne's County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Municipality	Centreville Town
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$317,033 (+4.5%)	$330,700 (-) Land $141,300 Building $189,400
2025	$4,086.00 (+0.67%)	$303,367 (+10.37%)	$330,700 (+14.15%) Land $141,300 Building $189,400
2023	$4,059.00	$274,867	$289,700 Land $120,500 Building $169,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CENTREVILLE serves 3,322 people · EPA ID MD0170001
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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