308 N Plum St, Teutopolis, IL 62467 Property Records

Effingham County property record for 308 N Plum St, Teutopolis, IL 62467

Property Summary

Property Type	Single Family Home
Details	1,345 sqft · built 1980
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$189,000 (Aug 2019)
Tax Bill	$4,504 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-18-005-093`

Property Details

APN / Parcel Number

Primary APN	`12-18-005-093`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Stories	1 Story
Building Area	1,345 sqft Base Area
1st Floor Area	1,345 sqft
Basement Area	1,345 sqft
Unfinished Basement	1,345 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Frame
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	308 N PLUM ST
City	TEUTOPOLIS
State	IL
Zip	62467-1046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK 43 SIEMER'S SUB 3485/134 1463/34 706/223
Legal Subdivision	SIEMER'S SUB
Legal Block	43
Legal Lot Number	3
Jurisdiction	EFFINGHAM IL
Township / Civil Division	TEUTOPOLIS
Census Block Group	2
Census Block	2007
Census Tract	950100

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	308 N PLUM ST, TEUTOPOLIS, IL 62467-1046
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK & TRUST CO
Oct 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage TEUTOPOLIS STATE BANK
Aug 2, 2019	Warranty Deed, Transfer · Conventional Mortgage TEUTOPOLIS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2019 · Amount on Record
Deed Sale	Aug 2, 2019 · Amount on Record
Deed Document Number	20191902975
Deed Book / Page	3485 / 134
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	308 N PLUM ST, TEUTOPOLIS, IL 62467-1046
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 N PLUM ST, TEUTOPOLIS, IL 62467-1046

Mortgage

Document Number	0003813/20
Date	Sep 23, 2022
Book Page	3813/20
Instrument	202222003895

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank
Address	ALTAMONT, IL 62411

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 10, 2047

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	308 N PLUM ST, TEUTOPOLIS, IL 62467-1046
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3619/311
Date	Oct 13, 2020
Book Page	3619/311
Instrument	202020005657

Lender

Name	TEUTOPOLIS STATE BANK
Type	Bank
Address	TEUTOPOLIS, IL 62467

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2035

Interest

Rate	2.12%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Aug 2, 2019
Property Address	308 N PLUM ST, TEUTOPOLIS, IL 62467-1046
Document Number	3485/134
Book / Page	3485 / 134
Map Reference	PL 18-A MB 10 PG 311
Instrument Date	Aug 1, 2019
Instrument	201901902975
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$283.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	308 N PLUM ST, TEUTOPOLIS, IL 62467-1046

Mortgage

Document Number	201901902976
Date	Aug 2, 2019
Instrument	201901902976

Lender

Name	TEUTOPOLIS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Interest

Rate	3.87%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Teutopolis Township
Municipality	Teutopolis Village
Unified School District	Teutopolis Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,504.00	$84,630 Land $14,210 Building $70,420	$253,890 Land $42,630 Building $211,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEUTOPOLIS serves 2,018 people · EPA ID IL0490450
Water Source	Groundwater
Last State Inspection	Mar 2026
Also Mapped Here	EJ WATER COOPERATIVE
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Wabash Communications.

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