308 N Main St, Muncie, IL 61857 Property Records

Vermilion County property record for 308 N Main St, Muncie, IL 61857

Property Summary

Property TypeSingle Family Home
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on Record
Tax Bill$1,270 (2025)
Deeds & MortgagesSep 2026 Mortgage
Nov 2017 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN21-09-301-007

Property Details

APN / Parcel Number

Primary APN21-09-301-007
Alternative APN
  • OKWD1952

Exterior

Lot Area9,148 sqft (0.21 acres)
Lot Dimensions149 ft deep x 63 ft wide

Location & Zoning

Street Address308 N MAIN ST
CityMUNCIE
StateIL
Zip61857-6004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHEPHERDS 2ND ADD TO MUNCIE L12
Legal Range13W
Legal Township19N
Legal Section09
Legal SubdivisionSHEPHERDS 2ND ADD
Legal Lot Number12
JurisdictionVERMILION IL
Township / Civil DivisionOAKWOOD
Census Block Group2
Census Block2068
Census Tract10800

Owner

Source: Vermilion County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address308 N MAIN ST, MUNCIE, IL 61857-6004
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2026Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE
Nov 30, 2017Deed of Trust, Mortgage · Conventional Mortgage
MIDWEST AMERICA FCU
Mar 30, 2017Warranty Deed, Transfer · FHA Mortgage
AMERIFIRST FINANCIAL INC
Mar 30, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVERMILION IL
Recording DateSep 8, 2026
Property Address308 N MAIN ST, MUNCIE, IL 61857-6004
Document Number0000007273
Instrument DateSep 2, 2026
Instrument20267273
Transaction TypeMortgage
Record UpdatedSep 21, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007273,
DateSep 8, 2026
Instrument20267273
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Rate7.49%
Initial TypeFixed Rate
Max Rate-1%

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVERMILION IL
Property Address308 N MAIN ST, MUNCIE, IL 61857-6004
Transaction TypeMortgage
Record UpdatedAug 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001708894
DateNov 30, 2017
Instrument17-08894
Lender
NameMIDWEST AMERICA FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term144 Months
DueDec 1, 2029
Interest
Rate TypeFixed Rate

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVERMILION IL
Recording DateMar 30, 2017
Property Address308 N MAIN ST, MUNCIE, IL 61857-6004
Document Number0001702331
Instrument DateMar 30, 2017
Instrument1702331
Transaction TypeTransfer
Record UpdatedAug 5, 2022

Transaction

AmountAmount Recorded
Tax$40.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address308 N MAIN ST, 308, MUNCIE, IL 61857-6004

Transferred To (Grantee/Buyer)

NameVerified Name
Address308 MAIN STREET, MUNCIE, IL 61857-6004

Mortgage

Document Number0001702332
DateMar 30, 2017
Instrument1702332
Lender
NameAMERIFIRST FINANCIAL INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionVERMILION IL
Recording DateMar 30, 2017
Property Address308 N MAIN ST, MUNCIE, IL 61857-6004
Document Number0001702330
Instrument DateMar 30, 2017
Instrument1702330
Transaction TypeTransfer
Record UpdatedNov 19, 2022

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address308 N MAIN ST, 308, MUNCIE, IL 61857-6004

Transferred To (Grantee/Buyer)

NameVerified Name
Address517 S OAKWOOD ST, OAKWOOD, IL 61858-9522

Tax Assessment & Valuation

Source: Vermilion County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyVermilion County
County SubdivisionOakwood Township
MunicipalityMuncie Village
Unified School DistrictOakwood Community Unit School District 76 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,270.00 (-25.07%) Homeowner's exemption$21,333 (+14.44%) Land $1,615 Building $19,718$63,999 (+14.44%) Land $4,845 Building $59,154
2024$18,641 (-20.71%) Land $1,411 Building $17,230$55,923 (-20.71%) Land $4,233 Building $51,690
2022$1,695.00 Homeowner's exemption$23,511 Land $1,450 Building $22,061$70,533 Land $4,350 Building $66,183

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1996)
Most Recent ClaimMay 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless
1,000 / 500
T-Mobile
Fixed Wireless
25 / 3
Watch TV
Fixed Wireless
10 / 1

May also be available: AT&T, Conxxus, Pavlov Media, Rise Broadband, Verizon, Xfinity.

Nearby Properties on N Main St

Nearby Streets

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