308 N Main St, Gifford, IL 61847 Property Records

Champaign County property record for 308 N Main St, Gifford, IL 61847

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,080 sqft · built 1959
Lot Size	0.459 acres (20,000 sqft)
Owner	Individual Name on File
Last Sale	$126,500 (Apr 2024)
Tax Bill	$1,537 (2024)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-10-01-101-005`

Property Details

APN / Parcel Number

Primary APN	`06-10-01-101-005`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,080 sqft Living Area
Gross Area	2,592 sqft
1st Floor Area	1,080 sqft
Basement Area	1,080 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Other
Lot Area	20,000 sqft (0.459 acres)
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	308 N MAIN ST
City	GIFFORD
State	IL
Zip	61847-9705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 FILKIN SUB OF LTS 4 AND 5 OF ASSESSORS ADD
Legal Range	10E
Legal Township	21N
Legal Section	01
Legal Subdivision	FILKIN SUB OF LTS 4 AND 5 OF ASSESSORS A
Legal Block	1
Legal Lot Number	7,4,5
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	COMPROMISE
Census Block Group	3
Census Block	3019
Census Tract	10400

Owner

308 N Main St is owned and occupied by an individual who bought it in April 2024.

Source: Champaign County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	308 N MAIN ST, GIFFORD, IL 61847-9705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Warranty Deed, Transfer · Conventional Mortgage BANK OF RANTOUL
Jan 26, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST FSB OF CHAMPAIGN URBANA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2024 · Amount on File
Deed Sale	Apr 1, 2024 · Amount on File
Prior Sale	Jan 26, 2021 · Amount on File
Deed Document Number	20243937
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 1, 2024
Property Address	308 N MAIN ST, GIFFORD, IL 61847-9705
Document Number	0000003937
Map Reference	DOC 484598
Instrument Date	Mar 25, 2024
Instrument	2024R03937
Transaction Type	Transfer
Record Updated	Apr 9, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$126.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 N MAIN ST, GIFFORD, IL 61847-9705

Mortgage

Document Number	0000003938
Date	Apr 1, 2024
Instrument	2024R03938

Lender

Name	BANK OF RANTOUL
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.5%
Change Frequency	Annually

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jan 26, 2021
Property Address	308 N MAIN ST, GIFFORD, IL 61847-9705
Document Number	0000001816
Map Reference	MB J PG 111
Instrument Date	Jan 18, 2021
Instrument	2021R01816
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$114.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 N MAIN ST, GIFFORD, IL 61847-9705

Mortgage

Document Number	0000001817
Date	Jan 26, 2021
Instrument	2021R01817

Lender

Name	FIRST FSB OF CHAMPAIGN URBANA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Interest

Rate	2.62%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Compromise Township
Municipality	Gifford Village
Elementary School District	Gifford Community Consolidated School District 188 (PK - 08)
Secondary School District	Rantoul Township High School District 193 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$38,720 Land $7,660 Building $31,060	$116,160 Land $22,980 Building $93,180
2024	$1,537.00
2022	$1,598.00 Homeowner's exemption Senior Citizen's exemption	$31,350 Land $6,200 Building $25,150	$94,050 Land $18,600 Building $75,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 308 N Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 308 N Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIFFORD serves 911 people · EPA ID IL0190250
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.6 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Nextlink Fixed Wireless	800 / 400
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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