Macoupin County property record for 308 N Hardroad, Benld, IL 62009
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.411 acres (17,892 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $55,000 (Apr 1994) |
| Tax Bill | $2,556 (2025) |
| Deeds & Mortgages | Aug 2023 Construction Loan Jul 2022 Mortgage |
| APN | 20-31-151-014 |
| Primary APN | 20-31-151-014 |
|---|---|
| Alternative APN |
|
| Lot Area | 17,892 sqft (0.411 acres) |
|---|---|
| Lot Dimensions | 142 ft deep x 126 ft wide |
| Street Address | 308 N HARDROAD |
|---|---|
| City | BENLD |
| State | IL |
| Zip | 62009-1221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 23' LOT 3, ALL LOTS 4 & 5 & S 13' LOT 6 DANIELS LAND CO SUB DIV 126' X 142' |
| Legal Subdivision | DANIELS LAND CO SUB DIV |
| Legal Block | 4 |
| Legal Lot Number | 3-5 |
| Jurisdiction | MACOUPIN IL |
| Township / Civil Division | CAHOKIA |
| Census Block Group | 4 |
| Census Block | 4046 |
| Census Tract | 957000 |
Source: Macoupin County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 308 N HARDROAD, BENLD, IL 62009-1221 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2023 | Deed of Trust, Mortgage · Construction Mortgage UNITED COMMUNITY BANK |
| Jul 26, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 18, 1994 · Amount on Record |
| Deed Sale | Apr 18, 1994 · Amount on Record |
| Deed Document Number | 1994434701 |
| Last Transfer Date | Apr 4, 2015 |
| Transfer Doc | 545487 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOUPIN IL |
| Property Address | 308 N HARDROAD, BENLD, IL 62009-1221 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 308 N HARDROAD, BENLD, IL 62009-1221 |
| Document Number | 0000607053 |
|---|---|
| Date | Aug 30, 2023 |
| Instrument | 607053 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, IL 62711 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 252 Months |
| Due | Aug 16, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.11% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOUPIN IL |
| Property Address | 308 N HARDROAD, BENLD, IL 62009-1221 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000600117 |
|---|---|
| Date | Jul 26, 2022 |
| Instrument | 600117 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 24, 2032 |
| Min Rate At Change | 5.25% |
|---|---|
| Max Rate At Change | 11.2% |
Source: Macoupin County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Benld City |
| County | Macoupin County |
| County Subdivision | Cahokia Township |
| Unified School District | Gillespie Community Unit School District 7 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,556.00 (+5.06%) | $47,268 (+7%) Land $3,599 Building $43,669 | $141,804 (+7%) Land $10,797 Building $131,007 |
| 2024 | $2,433.00 (+6.85%) | $44,176 (+15.56%) Land $3,364 Building $40,812 | $132,528 (+15.56%) Land $10,092 Building $122,436 |
| 2022 | $2,277.00 Homeowner's exemption | $38,228 Land $2,911 Building $35,317 | $114,684 Land $8,733 Building $105,951 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Dec 1982 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BENLD serves 1,612 people · EPA ID IL1170050 |
|---|---|
| Water Source | Purchased surface water from GILLESPIE |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Treatment failure resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conxxus Fiber | 8,000 / 8,000 |
| Madison Communications Cable | 1,000 / 150 |
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