308 N Coast Dr, Mill Spring, NC 28756 Property Records

Polk County property record for 308 N Coast Dr, Mill Spring, NC 28756

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,500 sqft · built 2010
Lot Size	2.09 acres (91,040 sqft)
Owner	Company Name on File
Last Sale	$215,000 (Dec 2004)
Tax Bill	$2,892 (2026)
Deeds & Mortgages	Mar 2024 Sale Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P54-128`

Property Details

APN / Parcel Number

Primary APN	`P54-128`
Alternative APN	`32634`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	1,500 sqft Finished Area
Basement Area	1,500 sqft
Unfinished Basement	1,500 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Wood Siding
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	91,040 sqft (2.09 acres)
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	32634
Street Address	308 N COAST DR
City	MILL SPRING
State	NC
Zip	28756-0527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPEN
Legal Description	LOT #20 PHASE 2 SECT G-3, LAKE ADGER, 0N02 NORTH PARK 09
Legal Subdivision	NORTH PARK
Legal Phase	2
Legal Lot Number	20
Jurisdiction	POLK NC
Township / Civil Division	COOPER GAP
Census Block Group	3
Census Block	3037
Census Tract	920201

Owner

308 N Coast Dr is owned by a company that bought it in December 2004.

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	10032 WILLOW ROCK DR, CHARLOTTE, NC 28277-2141
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2024	Warranty Deed, Transfer
Jul 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2004 · Amount on File
Deed Sale	Dec 9, 2004 · Amount on File
Prior Sale	Jun 8, 2004 · Amount on File
Deed Book / Page	321 / 1406
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Mar 11, 2024
Property Address	308 N COAST DR, MILL SPRING, NC 28756-0527
Document Number	0000484/80
Book / Page	484 / 80
Instrument Date	Mar 8, 2024
Transaction Type	Transfer
Record Updated	Mar 28, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10032 WILLOW ROCK DR, CHARLOTTE, NC 28277-2141

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10032 WILLOW ROCK DR, CHARLOTTE, NC 28277-2141

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	308 N COAST DR, MILL SPRING, NC 28756-0527
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	450/1839
Date	Jul 30, 2020
Book Page	450/1839

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 308 N Coast Dr was $2,892.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,892.00	$575,673 (-) Land $175,000 Building $400,673	$575,673 (-) Land $175,000 Building $400,673
2025	$2,892.00	$575,673 Land $175,000 Building $400,673	$575,673 Land $175,000 Building $400,673
2023	$2,528.00	$393,352 Land $100,000 Building $293,352
2021			$393,352 Land $100,000 Building $293,352

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 308 N Coast Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 308 N Coast Dr is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on N Coast Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures