308 Mt Bay Dr, Westminster, SC 29693 Property Records

Oconee County property record for 308 Mt Bay Dr, Westminster, SC 29693

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,620 sqft · built 2020
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$14,000 (Apr 2017)
Tax Bill	$800 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Mar 2019 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`315-03-08-014`

Property Details

APN / Parcel Number

Primary APN	`315-03-08-014`
Alternative APN	`44878`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	3 Stories
Building Area	1,620 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Vinyl
Roof Material	Shingle
Lot Area	11,761 sqft (0.27 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	44878
Street Address	308 MOUNT BAY DR
City	WESTMINSTER
State	SC
Zip	29693-6237
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 100 SEC A MT BAY
Legal Subdivision	MOUNTAIN BAY ESTATES
Legal Block	8
Legal Lot Number	100
Jurisdiction	OCONEE SC
Township / Civil Division	OAKWAY
Census Block Group	1
Census Block	1102
Census Tract	30901

Owner

308 Mt Bay Dr is owned and occupied by an individual who acquired it in March 2019.

Source: Oconee County records, as of January 5, 2026

Owner of Record	Individual Name on File
Mailing Address	308 MOUNT BAY DR, WESTMINSTER, SC 29693-6237
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK NA
Mar 28, 2019	Quit Claim Deed, Construction Loan · Construction Mortgage SOUTH ST BK
Apr 12, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2017 · Amount on File
Deed Sale	Apr 12, 2017 · Amount on File
Prior Sale	Nov 22, 2010 · Amount on File
Deed Document Number	201712610
Deed Book / Page	2259 / 229
Last Transfer Date	Mar 27, 2019
Transfer Doc	0024520175
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	308 MOUNT BAY DR, WESTMINSTER, SC 29693-6237
Transaction Type	Mortgage
Record Updated	Apr 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021508
Date	Jun 29, 2021
Book Page	4177/118
Instrument	21508

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	29408

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

March 2019: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	OCONEE SC
Recording Date	Mar 28, 2019
Property Address	308 MOUNT BAY DR, WESTMINSTER, SC 29693-6237
Document Number	0024520175
Book / Page	002452 / 000175
Instrument Date	Mar 27, 2019
Transaction Type	Construction Loan
Record Updated	Apr 9, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13047 57TH PL N WEST PALM BEACH FL 334118361, WEST PALM BEACH, FL 33411-8361

Mortgage

Document Number	38150010
Date	Mar 28, 2019
Book Page	003815/000010

Lender

Name	SOUTH ST BK
Type	Bank
Address	N CHARIESTON, SC 29406

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 27, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Apr 12, 2017
Property Address	308 MOUNT BAY DR, WESTMINSTER, SC 29693-6237
Document Number	0000012610
Book / Page	002259 / 000229
Instrument Date	Apr 10, 2017
Instrument	12610
Transaction Type	Transfer
Record Updated	Apr 27, 2017

Transaction

Amount	Amount on Record
Tax	$51.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13047 57TH PL N WEST PALM BEACH FL 334118361, WEST PALM BEACH, FL 33411-8361

Tax Assessment & Valuation

The 2025 property tax bill for 308 Mt Bay Dr was $800.

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$800.00	$9,182 Land $569 Building $8,613	$229,540 Land $14,220 Building $215,320
2023		$9,182 Land $569 Building $8,613	$229,540 Land $14,220 Building $215,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 308 Mt Bay Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1995)
Most Recent Claim	Oct 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 308 Mt Bay Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PIONEER RURAL WATER DIST serves 16,929 people · EPA ID SC3720001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mt Bay Dr

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