Otsego County and Cherry Valley Town property record for 308 Mill Rd, Cherry Valley, NY 13320
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,878 sqft · built 1997 |
| Lot Size | 5.76 acres (250,906 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $362,000 (Oct 2025) |
| Tax Bill | $6,291 (2026) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Oct 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 362489 31.00-1-31.04 |
| Primary APN | 362489 31.00-1-31.04 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,878 sqft Living Area |
| 1st Floor Area | 1,578 sqft |
| 2nd Floor Area | 969 sqft |
| Upper Floors Area | 331 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 250,906 sqft (5.76 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 504 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 181696 |
|---|---|
| Street Address | 308 MILL RD |
| City | CHERRY VALLEY |
| State | NY |
| Zip | 13320-3540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 997 0 0 |
| Legal Block | 1 |
| Legal Lot Number | 31.004 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | CHERRY VALLEY |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 590101 |
Source: Otsego County and Cherry Valley Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1 CEDAR AVE, SELDEN, NY 11784-2124 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Oct 30, 2025 | Warranty Deed, Transfer HOMESTEAD FUNDING CORP |
| Oct 7, 2019 | Warranty Deed, Transfer KCS LAND RESEARCH CORPORATION, KCS LAND RESEARCH CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2025 · Amount on Record |
| Deed Sale | Oct 30, 2025 · Amount on Record |
| Deed Document Number | 20254369 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Oct 30, 2025 |
| Property Address | 308 MILL RD, CHERRY VALLEY, NY 13320-3540 |
| Document Number | 0000000369 |
| Instrument Date | Oct 28, 2025 |
| Instrument | 2025-4369 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 CEDAR AVE, SELDEN, NY 11784-2124 |
| Document Number | 0000000370 |
|---|---|
| Date | Oct 30, 2025 |
| Instrument | 2025-4370 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Oct 7, 2019 |
| Property Address | 308 MILL RD, CHERRY VALLEY, NY 13320-3540 |
| Document Number | 0000004552 |
| Instrument Date | Sep 20, 2019 |
| Instrument | 4552 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2019 |
| Title Company | KCS LAND RESEARCH CORPORATION, KCS LAND RESEARCH CORP |
| Amount | Amount Recorded |
|---|---|
| Tax | $768.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | NESTLE RD FORT PLAIN NY 13339, FORT PLAIN, NY 13339 |
Source: Otsego County and Cherry Valley Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Cherry Valley Town |
| Unified School District | Cherry Valley-Springfield Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,291.00 (-37.94%) | ||
| 2025 | $10,137.00 (+60.37%) | $231,800 (-) Land $33,000 Building $198,800 | $331,143 (+2.86%) Land $47,143 Building $284,000 |
| 2024 | $6,321.00 | $231,800 (-) Land $33,000 Building $198,800 | $321,944 (+15.06%) Land $45,833 Building $276,111 |
| 2023 | $231,800 Land $33,000 Building $198,800 | $279,817 Land $39,836 Building $239,981 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures