Hillsdale County property record for 308 Michigan St, Reading, MI 49274
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,395 sqft |
| Lot Size | 0.512 acres (22,346 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,477 (2021) |
| Deeds & Mortgages | Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-110-002-074-23-7-4 |
| Primary APN | 20-110-002-074-23-7-4 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,395 sqft Living Area |
| Gross Area | 2,566 sqft |
| Basement Area | 688 sqft |
| Architectural Style | Ranch |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 22,346 sqft (0.512 acres) |
| Heating System | Forced Air |
|---|
| Street Address | 308 MICHIGAN ST |
|---|---|
| City | READING |
| State | MI |
| Zip | 49274-9692 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM 231 FT W OF SE COR W1/2 SW1/4 SEC 23 TH W 72.5 FT TH N 214.5 FT TH E 16.5 FT TH N 165 FT TH E 56 FT TH S 379.5 FT TO POB |
| Jurisdiction | HILLSDALE MI |
| Township / Civil Division | READING |
| Census Block Group | 5 |
| Census Block | 5018 |
| Census Tract | 50400 |
308 Michigan St is owned and occupied by an individual who acquired it in January 2008.
Source: Hillsdale County records, as of August 4, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 308 MICHIGAN ST, READING, MI 49274-9692 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 7, 2008 |
| Transfer Doc | 1338/0732 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Property Address | 308 MICHIGAN ST, READING, MI 49274-9692 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2019 |
| Name | Verified Name |
|---|
| Document Number | 1731/0717 |
|---|---|
| Date | Aug 21, 2019 |
| Book Page | 1731/0717 |
| Name | CENTURY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | READING, MI 49274 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2034 |
Source: Hillsdale County assessment roll, as of March 1, 2023
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| Municipality | Reading City |
| Unified School District | Reading Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $66,200 | $132,464 Land $10,186 Building $122,278 | |
| 2021 | $1,477.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 308 Michigan St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 19, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 308 Michigan St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING serves 1,078 people · EPA ID MI0005620 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: DMCI Broadband.
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