308 Michelle Dr, Benton, AR 72015 Property Records

Saline County property record for 308 Michelle Dr, Benton, AR 72015

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,530 sqft · built 2012
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$158,000 (Jan 2019)
Tax Bill	$1,893 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`800-30300-062`

Property Details

APN / Parcel Number

Primary APN	`800-30300-062`
Alternative APN	`85714`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,530 sqft Living Area
Gross Area	1,929 sqft
1st Floor Area	1,530 sqft
Flooring	Carpet

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	118 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	399 sqft
Driveway	Concrete Driveway
Driveway Area	608 sqft
Porch	Open Porch
Porch Area	122 sqft
Patio Area	124 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	308 MICHELLE DR
City	BENTON
State	AR
Zip	72015-4917
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2019-001153
Legal Range	14W
Legal Township	02S
Legal Section	07
Legal Subdivision	HIDDEN MEADOWS PH III
Legal Lot Number	62
Jurisdiction	SALINE AR
Township / Civil Division	BAUXITE
Census Block Group	1
Census Block	1052
Census Tract	10106

Owner

Source: Saline County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	308 MICHELLE DR, BENTON, AR 72015-4917
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage ASIA BANK NATIONAL ASSOCIATION
Nov 6, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 22, 2019	Warranty Deed, Transfer · FHA Mortgage BANK OF AMERICA
Jul 14, 2017	Warranty Deed, Transfer · Conventional Mortgage BANK OF THE OZARKS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2019 · Amount on Record
Deed Sale	Jan 22, 2019 · Amount on Record
Prior Sale	Jul 14, 2017 · Amount on Record
Deed Document Number	20191153
Prior Transfer Date	Sep 17, 2012
Prior Transfer Doc	0000080920
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Recording Date	Apr 1, 2026
Property Address	308 MICHELLE DR, BENTON, AR 72015-4917
Document Number	0000006568
Book / Page	2026 / 6568
Instrument Date	Mar 27, 2026
Instrument	20266568
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 MICHELLE DR, BENTON, AR 72015-4917

Mortgage

Document Number	0000006568,
Date	Apr 1, 2026
Book Page	2026/6568
Instrument	20266568

Lender

Name	ASIA BANK NATIONAL ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2046

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	308 MICHELLE DR, BENTON, AR 72015-4917
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025305
Date	Nov 6, 2020
Instrument	2020-025305

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Feb 1, 2049

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Jan 22, 2019
Property Address	308 MICHELLE DR, BENTON, AR 72015-4917
Document Number	0000001153
Instrument Date	Jan 15, 2019
Instrument	1153
Transaction Type	Transfer
Record Updated	Feb 4, 2019
Title Company	AMERICAN ABSTRACT CORPORATION, AMERICAN ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$521.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 MICHELLE DR BENTON AR 720154917, BENTON, AR 72015-4917

Mortgage

Document Number	1154
Date	Jan 22, 2019
Instrument	1154

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2049

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Jul 14, 2017
Property Address	308 MICHELLE DR, BENTON, AR 72015-4917
Document Number	0000012690
Instrument Date	Jul 13, 2017
Instrument	12690
Transaction Type	Transfer
Record Updated	Aug 22, 2018
Title Company	LENDERS TITLE COMPANY, LENDERS TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$463.65
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	308 MICHELLE DR BENTON AR 720154917, BENTON, AR 72015-4917

Mortgage

Document Number	12691
Date	Jul 14, 2017
Instrument	12691

Lender

Name	BANK OF THE OZARKS
Type	Bank
Address	LITTLE ROCK, AR 72223

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 13, 2037

Tax Assessment & Valuation

Source: Saline County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
Municipality	Benton City
County	Saline County
Unified School District	Bauxite School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,893.00 (-7.34%)	$36,347 (-) Land $6,700 Building $29,647	$181,735 (-) Land $33,500 Building $148,235
2024	$2,043.00 (+2.05%)
2023	$2,002.00	$36,347 Land $6,700 Building $29,647	$181,735 Land $33,500 Building $148,235

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON WATERWORKS serves 30,681 people · EPA ID AR0000484
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sparklight Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Ripple Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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