308 Matthews Rd, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 308 Matthews Rd, Gardner, MA 01440

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,908 sqft · built 2006
Lot Size	1.37 acres (60,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$316,632 (Mar 2006)
Tax Bill	$61 (2025)
Deeds & Mortgages	Jul 2022 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GARD M:R32 B:10 L:9`

Property Details

APN / Parcel Number

Primary APN	`GARD M:R32 B:10 L:9`
Alternative APN	`M:W-32 B:0010 L:0009`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,908 sqft Living Area
Gross Area	3,568 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	60,000 sqft (1.37 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	308 MATTHEWS RD
City	GARDNER
State	MA
Zip	01440-1398
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	10
Legal Lot Number	9
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	1
Census Block	1010
Census Tract	707500

Owner

Source: Worcester County and Gardner City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	308 MATTHEWS RD, GARDNER, MA 01440-1398
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) SECRETARY HOUSING URBAN DEVELOPMENT
May 15, 2018	Deed of Trust, Mortgage · FHA Mortgage DREW MORTGAGE ASSOCIATES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2006 · Amount on Record
Deed Sale	Mar 29, 2006 · Amount on Record
Deed Document Number	200643832
Deed Book / Page	38649 / 118
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	308 MATTHEWS RD, GARDNER, MA 01440-1398
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067866-37
Date	Jul 6, 2022
Book Page	67866/37
Instrument	73708

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	313 Months
Due	Aug 1, 2048

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	308 MATTHEWS RD, GARDNER, MA 01440-1398
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	58800-247
Date	May 15, 2018
Book Page	58800/247
Instrument	46299

Lender

Name	DREW MORTGAGE ASSOCIATES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$61.00 (-99.04%)	$428,100 (+1.42%) Land $87,000 Building $341,100	$439,090
2024	$6,327.00 (+5.5%)	$422,100 (+13.53%) Land $79,200 Building $342,900
2023	$5,997.00	$371,800 Land $78,000 Building $293,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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