308 Main St, Saco, ME 04072 Property Records

York County and Saco City property record for 308 Main St, Saco, ME 04072

Property Summary

Property Type	Office Building
Details	4,208 sqft · built 1890
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Tax Bill	$10,563 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S1290R`

Property Details

APN / Parcel Number

Primary APN	`S1290R`
Alternative APNs	`SACO M:038 L:115 U:000-000` `M:038 L:115 U:000=000`

Interior

Units	2 Units
Stories	2 Stories
Building Area	4,208 sqft Total Area
Gross Area	8,384 sqft
1st Floor Area	2,544 sqft
Basement Area	2,804 sqft
Unfinished Basement	2,804 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Brick
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Slate
Lot Area	9,148 sqft (0.21 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	S1290R
Street Address	308 MAIN ST
City	SACO
State	ME
Zip	04072-1515
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	D
Legal Lot Number	115
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	3
Census Block	3006
Census Tract	5301

Owner

Source: York County and Saco City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	308 MAIN ST, SACO, ME 04072-1515
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2020	Deed of Trust, Mortgage BIDDEFORD SACO AREA ECONOMIC D
Dec 27, 2018	Deed of Trust, Mortgage BANGOR SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	308 MAIN ST, SACO, ME 04072-1515
Document Number	0183050532
Instrument Date	Jun 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 WISHES WAY BIDDEFORD ME 040058000, BIDDEFORD, ME 04005-8000

Mortgage

Document Number	0183050532
Date	Jul 14, 2020
Book Page	018305/000532
Instrument	31148

Lender

Name	BIDDEFORD SACO AREA ECONOMIC D
Address	BIDDEFORD, ME 04005

Agreement

Amount	Amount Recorded

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	308 MAIN ST, SACO, ME 04072-1515
Document Number	0178730313
Instrument Date	Dec 27, 2018
Transaction Type	Mortgage
Record Updated	Jan 24, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 WISHES WAY BIDDEFORD ME 040058000, BIDDEFORD, ME 04005-8000

Mortgage

Document Number	0178730313
Date	Jan 2, 2019
Book Page	017873/000313
Instrument	118

Lender

Name	BANGOR SVGS BK
Type	Federal Savings Bank
Address	SACO, ME 04072

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2039

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,563.00 (+127.8%)	$743,900 (+125.42%) Land $253,900 Building $490,000
2024	$4,637.00 (-15.37%)	$330,000 (+10.4%) Land $130,300 Building $199,700
2022	$5,479.00	$298,900 Land $99,200 Building $199,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GoNetspeed.

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