308 Main St, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 308 Main St, Morro Bay, CA 93442

Property Summary

Property Type	Multi-Family Dwellings
Details	2 bd · 1 ba · 854 sqft · built 1942
Lot Size	0.344 acres (15,000 sqft)
Owner	Company Name on File
Last Sale	$54,000 (Apr 1999)
Tax Bill	$3,167 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`066-222-054`

Property Details

APN / Parcel Number

Primary APN	`066-222-054`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	854 sqft Living Area
1st Floor Area	854 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Multi-Family
Construction Type	Wood
Lot Area	15,000 sqft (0.344 acres)
Terrain	Steep
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	308 MAIN ST
City	MORRO BAY
State	CA
Zip	93442-2717
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R2
Legal Description	CY MB TN MORRO BL J PTN LTS 26 TO 28
Legal Subdivision	CERRITO ADD/MORRO BAY
Legal Block	J
Legal Lot Number	26
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1044
Census Tract	10602

Owner

308 Main St, a residential property, is owned by a company that acquired it in November 2021 and is owner-occupied.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Company Name on File
Mailing Address	308 MAIN ST, MORRO BAY, CA 93442-2717
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Nov 24, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PRIMELENDING
Nov 29, 2021	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 1999 · Amount on File
Deed Sale	Apr 8, 1999 · Amount on File
Prior Sale	Apr 8, 1999 · Amount on File
Deed Document Number	199925067
Last Transfer Date	Nov 19, 2021
Transfer Doc	0000078279
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	308 MAIN ST, MORRO BAY, CA 93442-2717
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 MAIN ST, MORRO BAY, CA 93442-2717

Mortgage

Document Number	0000004001
Date	Jan 27, 2022
Instrument	2022004001

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2051

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 24, 2021
Property Address	308 MAIN ST, MORRO BAY, CA 93442-2717
Document Number	0000078061
Instrument Date	Nov 19, 2021
Instrument	2021078061
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	308 MAIN ST, MORRO BAY, CA 93442-2717

Mortgage

Document Number	0000078062
Date	Nov 24, 2021
Instrument	2021078062

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 29, 2021
Property Address	308 MAIN ST, MORRO BAY, CA 93442-2717
Document Number	0000078279
Instrument Date	Nov 19, 2021
Instrument	2021078279
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	308 MAIN ST, MORRO BAY, CA 93442-2717

Tax Assessment & Valuation

The 2025 property tax bill for 308 Main St was $3,167 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Morro Bay City
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$300,286 (+2%) Land $199,365 Building $100,921
2025	$3,167.00 Homeowner's exemption	$294,399 Land $195,456 Building $98,943
2023	$3,054.00 (+6.75%) Homeowner's exemption	$282,968 Land $187,867 Building $95,101
2022	$2,861.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 308 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 308 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011
Water Source	Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ranch Wifi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures