Schoharie County and Middleburgh Town property record for 308 Main St, Middleburgh, NY 12122
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 7,443 sqft · built 1920 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Company Name on File |
| Last Sale | $55,000 (Jun 2016) |
| Tax Bill | $9,390 (2026) |
| Deeds & Mortgages | Oct 2022 Refinance Oct 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 433801 106.15-4-6 |
| Primary APN | 433801 106.15-4-6 |
|---|---|
| Alternative APNs |
|
| Stories | 3 Stories |
|---|---|
| Building Area | 7,443 sqft Gross Area |
| Basement Area | 2,481 sqft |
| Unfinished Basement | 2,481 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 3,485 sqft (0.08 acres) |
| Lot Dimensions | 96.5 ft deep x 33.8 ft wide |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Account Number | 491A100080 |
|---|---|
| Street Address | 308 MAIN ST |
| City | MIDDLEBURGH |
| State | NY |
| Zip | 12122-6523 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | C |
| Legal Block | 4 |
| Legal Lot Number | 6.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | MIDDLEBURGH |
| Census Block Group | 5 |
| Census Block | 5028 |
| Census Tract | 740700 |
308 Main St, a commercial property, is owned by a company that bought it in June 2016.
Source: Schoharie County and Middleburgh Town records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 309, MIDDLEBURGH, NY 12122-0309 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance THE NATIONAL BANK OF COXSACKIE |
| Oct 27, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage WILLIAM R NELSON |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 20, 2016 · Amount on File |
| Deed Sale | Jun 20, 2016 · Amount on File |
| Prior Sale | Sep 18, 2001 · Amount on File |
| Deed Book / Page | 1023 / 157 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 308 MAIN ST, MIDDLEBURGH, NY 12122-6523 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002016/66 |
|---|---|
| Date | Oct 6, 2022 |
| Book Page | 2016/66 |
| Instrument | 818294 |
| Name | THE NATIONAL BANK OF COXSACKIE |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Oct 27, 2021 |
| Property Address | 308 MAIN ST, MIDDLEBURGH, NY 12122-6523 |
| Document Number | 001149/234 |
| Book / Page | 1149 / 234 |
| Instrument Date | Sep 21, 2021 |
| Instrument | 797738 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 310 MAIN ST, MIDDLEBURGH, NY 12122-6523 |
| Document Number | 0001960/51 |
|---|---|
| Date | Oct 27, 2021 |
| Book Page | 1960/51 |
| Instrument | 797739 |
| Name | WILLIAM R NELSON |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 25 Months |
| Due | Nov 1, 2023 |
The 2026 property tax bill for 308 Main St was $9,390, up 6% from the year before.
Source: Schoharie County and Middleburgh Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Middleburgh Town |
| Municipality | Middleburgh Village |
| Unified School District | Middleburgh Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,390.00 (+5.96%) | ||
| 2025 | $8,862.00 | $137,500 Land $7,200 Building $130,300 | $295,699 Land $15,484 Building $280,215 |
| 2023 | $107,500 (+10.26%) Land $7,200 Building $100,300 | $210,784 (+16.74%) Land $14,118 Building $196,666 | |
| 2022 | $97,500 Land $7,200 Building $90,300 | $180,556 Land $13,333 Building $167,223 | |
| 2021 | $1,343.00 (-68.69%) | ||
| 2020 | $4,289.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 308 Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 50 policies |
| Nearby Flood Policies | 50 in force |
| Nearby Flood Claims | 124 (1980–2021) |
| Claims Outside the SFHA | 11 of 124 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 308 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLEBURGH VILLAGE serves 1,500 people · EPA ID NY4700096 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| MIDTEL Fiber | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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