308 Loyola Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 308 Loyola Dr, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,480 sqft · built 1978
Lot Size	0.137 acres (5,968 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,200,000 (Mar 2018)
Tax Bill	$17,197 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Mar 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`044-201-21`

Property Details

APN / Parcel Number

Primary APN	`044-201-21`
Alternative APN	`044-201-21-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,480 sqft Living Area
Gross Area	2,905 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2006
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,968 sqft (0.137 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	425 sqft
Parking Spaces	2 Parking Spaces
Deck Area	256 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	308 LOYOLA DR
City	APTOS
State	CA
Zip	95003-5228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-5
Legal Subdivision	APTOS BEACH CC PROPS 01
Legal Lot Number	23
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1020
Census Tract	122203

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	308 LOYOLA DR, APTOS, CA 95003-5228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 16, 2018	Grant Deed, Transfer · ARM AMERICAN PACIFIC MORTGAGE
Dec 27, 2017	Deed of Trust, Mortgage · Line of Credit BANK WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2018 · Amount on Record
Deed Sale	Mar 16, 2018 · Amount on Record
Prior Sale	Feb 8, 2002 · Amount on Record
Deed Document Number	20188006
Prior Transfer Date	Sep 26, 2000
Prior Transfer Doc	0000048240
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	308 LOYOLA DR, APTOS, CA 95003-5228
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	AMROCK TITLE CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	948 PROVIDENCE LN, BUFFALO GROVE, IL 60089-1282

Mortgage

Document Number	0000038499
Date	Jul 21, 2021
Instrument	2021-0038499

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 16, 2018
Property Address	308 LOYOLA DR, APTOS, CA 95003-5228
Document Number	0000008006
Map Reference	MB 23 PG 1
Instrument Date	Feb 22, 2018
Instrument	2018-0008006
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	308 LOYOLA DR, APTOS, CA 95003-5228

Mortgage

Document Number	0000008008
Date	Mar 16, 2018
Instrument	2018-0008008

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Type Change Date	Apr 1, 2025
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	12.5%
Index	1-Year LIBOR
Margin	5
Max Rate	12.5%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	308 LOYOLA DR, APTOS, CA 95003-5228
Document Number	0000000988
Instrument Date	Dec 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	308 LOYOLA DR APTOS CA 950035228, APTOS, CA 95003-5228

Mortgage

Document Number	0000000988
Date	Jan 11, 2018
Instrument	988

Lender

Name	BANK WEST
Type	Bank
Address	CAPITOLA, CA 95010

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,392,586 (+2%) Land $841,308 Building $551,278
2025	$17,197.00 (+10.69%)	$1,365,280 (+4.04%) Land $824,812 Building $540,468
2023	$15,536.00 (+2.06%)	$1,312,266 Land $792,784 Building $519,482	$1,421,460
2022	$15,222.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Loyola Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures