308 Lighthouse Ln, Chapin, SC 29036 Property Records

Lexington County property record for 308 Lighthouse Ln, Chapin, SC 29036

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,218 sqft · built 2014
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$314,000 (Aug 2019)
Tax Bill	$2,270 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001535-03-094`

Property Details

APN / Parcel Number

Primary APN	`001535-03-094`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,218 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick Veneer
Construction Type	Brick
Lot Area	11,326 sqft (0.26 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	308 LIGHTHOUSE LN
City	CHAPIN
State	SC
Zip	29036-7357
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	NIGHT HARBOR PH 5A LOT 299
Legal Subdivision	NIGHT HARBOR
Legal Phase	5-A
Legal Lot Number	299
Jurisdiction	LEXINGTON SC
Township / Civil Division	CHAPIN
Census Block Group	2
Census Block	2010
Census Tract	21205

Owner

Source: Lexington County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	308 LIGHTHOUSE LN, CHAPIN, SC 29036-7357
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC
Jun 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC
Aug 26, 2019	Grant Deed, Transfer · Line of Credit MORTGAGE OPTIONS
Jun 29, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2019 · Amount on Record
Deed Sale	Aug 26, 2019 · Amount on Record
Prior Sale	Nov 25, 2014 · Amount on Record
Deed Document Number	201938037
Deed Book / Page	20831 / 5605
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	308 LIGHTHOUSE LN, CHAPIN, SC 29036-7357
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2096504119
Date	Sep 15, 2021
Book Page	20965/4119
Instrument	2021050199

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2036

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	308 LIGHTHOUSE LN, CHAPIN, SC 29036-7357
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2101305433
Date	Jun 22, 2022
Book Page	21013/5433
Instrument	2022028361

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2037

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LEXINGTON SC
Recording Date	Aug 26, 2019
Property Address	308 LIGHTHOUSE LN, CHAPIN, SC 29036-7357
Document Number	2083105605
Book / Page	020831 / 005605
Instrument Date	Aug 23, 2019
Instrument	38037
Transaction Type	Transfer
Record Updated	Sep 19, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,161.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 LIGHTHOUSE LN CHAPIN SC 290367357, CHAPIN, SC 29036-7357

Mortgage

Document Number	2083105608
Date	Aug 26, 2019
Book Page	020831/005608
Instrument	38038

Lender

Name	MORTGAGE OPTIONS
Type	Mortgage Company
Address	COLUMBIA, SC 29210

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2049

Interest

Rate Type	Adjustable Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	308 LIGHTHOUSE LN, CHAPIN, SC 29036-7357
Document Number	2012800158
Instrument Date	Jun 29, 2018
Transaction Type	Mortgage
Record Updated	Jul 31, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	2012800158
Date	Jul 6, 2018
Book Page	020128/000158
Instrument	29810

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 5, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,270.00 (+7.69%)	$13,780 (-) Land $1,480 Building $12,300
2024	$2,108.00 (+0.86%)	$13,780 (+9.71%) Land $1,480 Building $12,300	$344,501 (+9.71%) Land $37,000 Building $307,501
2023	$2,090.00	$12,560 Land $1,480 Building $11,080	$314,000 Land $37,000 Building $277,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHADY ACRES private · serves 73 people · EPA ID SC3250060
Water Source	Groundwater
Last State Inspection	Mar 2025
Also Mapped Here	CITY OF COLUMBIA
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Mar 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CarolinaConnect Cooperative.

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