308 Larboard Dr, Moneta, VA 24121 Property Records

Franklin County property record for 308 Larboard Dr, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,918 sqft · built 2005
Lot Size	0.822 acres (35,806 sqft)
Owner	Individual Name on File
Last Sale	$825,000 (Aug 2021)
Tax Bill	$4,002 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage May 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`031 03-053 00`

Property Details

APN / Parcel Number

Primary APN	`031 03-053 00`
Alternative APN	`7732`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	16 Rooms
Stories	1 Story
Building Area	1,918 sqft Living Area
Gross Area	4,203 sqft
1st Floor Area	1,918 sqft
Basement Area	1,918 sqft
Finished Basement	1,800 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2016
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	35,806 sqft (0.822 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	890 sqft
Deck Area	746 sqft
Patio Area	1,492 sqft
Utility Building	120 sqft
Boat Access	Boat Access
Boat House	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	7732
Street Address	308 LARBOARD DR
City	MONETA
State	VA
Zip	24121-2316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	THE WATER FRONT LOT 49-A SECTION 2
Legal Subdivision	THE WATER FRON
Legal Lot Number	49-A
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	2
Census Block	2012
Census Tract	20104

Owner

308 Larboard Dr is owned and occupied by an individual who bought it in August 2021.

Source: Franklin County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	308 LARBOARD DR, MONETA, VA 24121-2316
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK
May 4, 2021	Transfer on Death Deed, Transfer
Mar 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2021 · Amount on File
Deed Sale	Aug 6, 2021 · Amount on File
Prior Sale	May 27, 2005
Deed Document Number	20217316
Deed Book / Page	1167 / 2856
Prior Transfer Date	May 4, 2021
Prior Transfer Doc	0011620553
Record Updated	Sep 20, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Aug 6, 2021
Property Address	308 LARBOARD DR, MONETA, VA 24121-2316
Document Number	0011672856
Book / Page	1167 / 2856
Map Reference	MB 462 PG 433
Instrument Date	Jul 30, 2021
Instrument	210007316
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	308 LARBOARD DR, MONETA, VA 24121-2316

Mortgage

Document Number	210007317
Date	Aug 6, 2021
Instrument	210007317

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

May 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	FRANKLIN VA
Recording Date	May 4, 2021
Property Address	308 LARBOARD DR, MONETA, VA 24121-2316
Document Number	0011620553
Book / Page	1162 / 553
Map Reference	MB 462 PG 433
Instrument Date	May 4, 2021
Instrument	210004206
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 LARBOARD DR, MONETA, VA 24121-2316

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	308 LARBOARD DR, MONETA, VA 24121-2316
Document Number	0011192340
Instrument Date	Mar 20, 2019
Transaction Type	Mortgage
Record Updated	Apr 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 LARBOARD DR MONETA VA 241212316, MONETA, VA 24121-2316

Mortgage

Document Number	0011192340
Date	Mar 25, 2019
Book Page	001119/002340
Instrument	1665

Lender

Name	FIRST NAT'L BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 308 Larboard Dr was $4,002.

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,002.00	$930,900 Land $160,000 Building $770,900	$930,900 Land $160,000 Building $770,900
2023	$3,712.00	$608,600 (-) Land $155,000 Building $453,600	$608,600 (-) Land $155,000 Building $453,600
2022		$608,600 Land $155,000 Building $453,600	$608,600 Land $155,000 Building $453,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 308 Larboard Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 308 Larboard Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ROCKY MOUNT serves 6,000 people · EPA ID VA5067840
Water Source	Surface water
Last State Inspection	May 2025
Also Mapped Here	WESTERN VIRGINIA WATER AUTHORITY
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50

May also be available: SMLW Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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