308 Julia St, Key West, FL 33040 Property Records

Monroe County property record for 308 Julia St, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 795 sqft · built 1948
Lot Size	0.043 acres (1,850 sqft)
Owner	Individual Name on Record
Last Sale	$499,000 (Apr 2018)
Tax Bill	$5,796 (2024)
Deeds & Mortgages	Nov 2023 Transfer Oct 2023 Transfer + 5 more
Flood Zone	Zone AE (high risk)
APN	`00025770-000000`

Property Details

APN / Parcel Number

Primary APN	`00025770-000000`
Alternative APNs	`01010100025770000000` `1026531`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	795 sqft Living Area
1st Floor Area	795 sqft
Flooring	Concrete/Cement
Interior Walls	Wood

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2015
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,850 sqft (0.043 acres)
Lot Dimensions	79 ft deep x 23 ft wide
Porch	Open Porch
Porch Area	35 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1026531
Street Address	308 JULIA ST
City	KEY WEST
State	FL
Zip	33040-7512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HMDR
Legal Description	KW PB1-25-40 PT LOT 21 SQR 1 TR 10 G8-499 OR1140-2493 OR2845-2189 OR2845-2269 OR2899-2039 OR3246-1303 OR3250-0082
Legal Range	25E
Legal Township	68S
Legal Section	06
Legal Subdivision	TRACTS 10 AND 15
Legal Tract	10
Legal Lot Number	21
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	2
Census Block	2002
Census Tract	972400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	308 JULIA ST, KEY WEST, FL 33040-7512
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2023	Correction Deed COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC
Oct 12, 2023	Intrafamily Transfer, Transfer COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC
Dec 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 5, 2018	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS
Mar 28, 2017	Trustee's Deed, Foreclosure
Mar 28, 2017	Trustee's Deed, Foreclosure
Mar 16, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2018 · Amount on Record
Deed Sale	Apr 5, 2018 · Amount on Record
Prior Sale	Mar 28, 2017 · Amount on Record
Deed Document Number	20182162928
Deed Book / Page	2899 / 2039
Last Transfer Date	Oct 5, 2023
Transfer Doc	0032461303
Record Updated	Sep 20, 2026

November 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	MONROE FL
Recording Date	Nov 7, 2023
Property Address	308 JULIA ST, KEY WEST, FL 33040-7512
Document Number	0032500082
Book / Page	3250 / 82
Map Reference	MB 1 PG 40
Instrument Date	Nov 3, 2023
Instrument	2439328
Record Updated	Dec 4, 2023
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	308 JULIA ST, KEY WEST, FL 33040-7512

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 JULIA ST, KEY WEST, FL 33040-7512

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Oct 12, 2023
Property Address	308 JULIA ST, KEY WEST, FL 33040-7512
Document Number	0032461303
Book / Page	3246 / 1303
Map Reference	MB 1 PG 40
Instrument Date	Oct 5, 2023
Instrument	2435713
Transaction Type	Transfer
Record Updated	Oct 30, 2023
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	308 JULIA ST, KEY WEST, FL 33040-7512

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 JULIA ST, KEY WEST, FL 33040-7512

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	308 JULIA ST, KEY WEST, FL 33040-7512
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030002138
Date	Dec 26, 2019
Book Page	3000/2138
Instrument	2249658

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 5, 2018
Property Address	308 JULIA ST, KEY WEST, FL 33040-7512
Document Number	0028992039
Book / Page	002899 / 002039
Instrument Date	Apr 2, 2018
Instrument	2162928
Transaction Type	Transfer
Record Updated	May 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,493.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	204 CENTER ST APEX NC 275021702, APEX, NC 27502-1702

Mortgage

Document Number	28992041
Date	Apr 5, 2018
Book Page	002899/002041
Instrument	2162929

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 4, 2048

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONROE FL
Recording Date	Mar 28, 2017
Property Address	308 JULIA ST, KEY WEST, FL 33040-7512
Document Number	0028452269
Book / Page	002845 / 002269
Instrument Date	Mar 16, 2017
Instrument	2116224
Transaction Type	Foreclosure
Record Updated	Jun 13, 2017

Transaction

Amount	Amount Recorded
Tax	$1,729.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3208 FLAGLER AVE KEY WEST FL 330404604, KEY WEST, FL 33040-4604

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONROE FL
Recording Date	Mar 28, 2017
Property Address	308 JULIA ST, KEY WEST, FL 33040-7512
Document Number	0028452189
Book / Page	002845 / 002189
Instrument Date	Mar 16, 2017
Instrument	2116178
Transaction Type	Foreclosure
Record Updated	Jun 13, 2017

Transaction

Amount	Amount Recorded
Tax	$1,729.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3208 FLAGLER AVE KEY WEST FL 330404604, KEY WEST, FL 33040-4604

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONROE FL
Recording Date	Mar 16, 2017
Property Address	308 JULIA ST, KEY WEST, FL 33040-7512
Document Number	0028440340
Book / Page	002844 / 000340
Instrument Date	Mar 16, 2017
Instrument	2114650
Transaction Type	Foreclosure
Record Updated	Jun 19, 2017

Transaction

Amount	Amount Recorded
Tax	$1,729.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3208 FLAGLER AVE KEY WEST FL 330404604, KEY WEST, FL 33040-4604

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$733,173 (-4.29%) Land $552,281 Building $180,892	$733,173 (-4.29%) Land $552,281 Building $180,892
2024	$5,796.00 (+3.82%)
2023	$5,583.00 (+22.22%)	$766,071 (+44.46%) Land $603,748 Building $162,323	$766,071 (+44.46%) Land $603,748 Building $162,323
2022	$4,568.00	$530,314 Land $366,208 Building $164,106	$530,314 Land $366,208 Building $164,106

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 180 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	228 units insured incl. 48 condo units
Nearby Flood Claims	253 (1980–2022)
Claims Outside the SFHA	16 of 253
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 28 claims Hurricane Wilma, Oct 2005 · 101 claims Hurricane Georges, Sep 1998 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

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