308 Jay St, Elburn, IL 60119 Property Records

Kane County property record for 308 Jay St, Elburn, IL 60119

Property Summary

Property Type	Single Family Home
Lot Size	0.318 acres (13,868 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,500 (Apr 2022)
Tax Bill	$11,403 (2025)
Deeds & Mortgages	Nov 2022 Transfer Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-06-203-007`

Property Details

APN / Parcel Number

Primary APN	`11-06-203-007`

Interior

Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Exterior Material	Aluminum/Vinyl
Lot Area	13,868 sqft (0.318 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	308 JAY ST
City	ELBURN
State	IL
Zip	60119-8222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JAY STREET SUB LT 1
Legal Subdivision	JAY STREET SUB
Legal Block	1
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	BLACKBERRY
Census Block Group	1
Census Block	1032
Census Tract	854507

Owner

Source: Kane County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	308 JAY ST, ELBURN, IL 60119-8222
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Intrafamily Transfer, Transfer
Apr 25, 2022	Warranty Deed, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Nov 4, 2019	Loan Modification, Mortgage SPECIALIZED LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2022 · Amount on Record
Deed Sale	Apr 25, 2022 · Amount on Record
Deed Document Number	202222225
Last Transfer Date	Oct 21, 2022
Transfer Doc	0000054412
Record Updated	Oct 29, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Nov 9, 2022
Property Address	308 JAY ST, ELBURN, IL 60119-8222
Document Number	0000054412
Map Reference	DOC 2007K086044
Instrument Date	Oct 21, 2022
Instrument	2022K054412
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	308 JAY ST, ELBURN, IL 60119-8222

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 25, 2022
Property Address	308 JAY ST, ELBURN, IL 60119-8222
Document Number	0000022225
Map Reference	DOC 2004K100148
Instrument Date	Apr 20, 2022
Instrument	2022K022225
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	432 W READER ST, 432, ELBURN, IL 60119-8213

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	308 JAY ST, ELBURN, IL 60119-8222

Mortgage

Document Number	0000022226
Date	Apr 25, 2022
Instrument	2022K022226

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate	4.87%

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Property Address	308 JAY ST, ELBURN, IL 60119-8222
Document Number	0000014613
Instrument Date	Nov 4, 2019
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 JAY ST ELBURN IL 601198222, ELBURN, IL 60119-8222

Mortgage

Document Number	0000014613
Date	Mar 23, 2020
Instrument	14613

Lender

Name	SPECIALIZED LN SERVICING
Type	Funding / Finance Company
Address	HIGHLANDS RANCH, CO 80129

Agreement

Amount	Amount Recorded
Term	468 Months
Due	Mar 22, 2059

Interest

Rate	4%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Blackberry Township
Municipality	Elburn Village
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,403.00 (+13.1%) Homeowner's exemption	$151,448 (+8.89%) Land $17,070 Building $134,378	$454,526 (+8.89%) Land $51,230 Building $403,295
2024		$139,083 (+22.32%) Land $15,676 Building $123,407	$417,416 (+22.37%) Land $47,047 Building $370,369
2022	$10,082.00 (+3.34%) Homeowner's exemption	$113,707 (+4.48%) Land $12,985 Building $100,722	$341,121 (+4.48%) Land $38,955 Building $302,166
2021	$9,756.00 Homeowner's exemption	$108,831 Land $12,428 Building $96,403	$326,493 Land $37,284 Building $289,209

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELBURN serves 6,559 people · EPA ID IL0890300
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Watch TV, Xfinity.

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