308 James St, Parma, MI 49269 Property Records

Jackson County property record for 308 James St, Parma, MI 49269

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,110 sqft · built 1890
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (May 2018)
Tax Bill	$1,486 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`002-06-36-231-009-01`

Property Details

APN / Parcel Number

Primary APN	`002-06-36-231-009-01`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,110 sqft Living Area
1st Floor Area	590 sqft
Basement Area	520 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Lot Area	20,038 sqft (0.46 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	308 JAMES ST
City	PARMA
State	MI
Zip	49269
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R 1
Legal Description	ORIGINAL PLAT OF GROVE- LAND (VILLAGE OF PARMA) BLK 2 LOT 8 & 9 EXC A TRIANGULAR PARCEL IN THE NE COR SD LOT 9 DESC AS COM AT
Legal Subdivision	ORGINAL PLAT OF VILLAGE OF GROELAND
Legal Block	2
Legal Lot Number	8-9,17
Jurisdiction	JACKSON MI
Township / Civil Division	PARMA
Census Block Group	4
Census Block	4038
Census Tract	6500

Owner

Source: Jackson County assessment roll, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	308 JAMES ST, PARMA, MI 49269
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC
May 21, 2018	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 21, 2018 · Amount on Record
Deed Sale	May 21, 2018 · Amount on Record
Deed Document Number	20182796919
Deed Book / Page	2121 / 431
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Oct 3, 2022
Property Address	308 JAMES ST, PARMA, MI 49269-7801
Document Number	0002924522
Book / Page	2219 / 631
Map Reference	LB 1 PG 85
Instrument Date	Sep 27, 2022
Instrument	2924522
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	MIDSTATE TITLE AGENCY/STHRN, MIDSTATE TTL AGCY OF SOUTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	308 JAMES ST, 308, PARMA, MI 49269-7801

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5147 S GRANITE ST, JACKSON, MI 49201-8119

Mortgage

Document Number	0022190632
Date	Oct 3, 2022
Instrument	2219-0632

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	May 21, 2018
Property Address	308 JAMES ST, PARMA, MI 49269-7801
Document Number	0002796919
Book / Page	2121 / 0431
Instrument Date	May 15, 2018
Instrument	2796919
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$688.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14203 HOWARD RD, CONCORD, MI 49237-9549

Mortgage

Document Number	0002796920
Date	May 21, 2018
Instrument	2796920

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
County Subdivision	Parma Township
Municipality	Parma Village
Unified School District	Western School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,300 (+5.33%) Land $61,300	$122,600 (+5.33%) Land $122,600
2025	$1,486.00 (-1.98%)	$58,200 (+39.57%) Land $58,200	$116,400 (+39.57%) Land $116,400
2024	$1,516.00 (+63.36%)
2023		$41,700 Land $41,700	$83,400 Land $83,400
2022	$928.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF PARMA serves 768 people · EPA ID MI0005204
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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