Durham County property record for 308 Howard St, Durham, NC 27704
| Property Type | Commercial |
|---|---|
| Details | 1,186 sqft · built 2023 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $3,964 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Dec 2022 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 0832-35-0145 |
| Primary APN | 0832-35-0145 |
|---|---|
| Alternative APN |
|
| Building Area | 1,186 sqft Heated Area |
|---|
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Lot Area | 2,614 sqft (0.06 acres) |
| Street Address | 308 HOWARD ST |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27704-4459 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | CN |
| Legal Description | PROP-314 HOWARD STREET/LT#02 PL:000206-000176 |
| Legal Subdivision | HOWARD STREET |
| Legal Lot Number | 2 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | DURHAM |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 101 |
Source: Durham County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 14161, DURHAM, NC 27709-4161 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Dec 19, 2025 | Deed of Trust, Mortgage · Commercial Mortgage RBI PRIVATE LENDING LLC |
| Dec 28, 2022 | Deed of Trust, Mortgage · Construction Mortgage TOWNEBANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 308 HOWARD ST, DURHAM, NC 27704-4459 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 14161, DURHAM, NC 27709-4161 |
| Document Number | 0104480155 |
|---|---|
| Date | Dec 19, 2025 |
| Book Page | 10448/155 |
| Instrument | 2025158164 |
| Name | RBI PRIVATE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33180 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 308 HOWARD ST, DURHAM, NC 27704-4459 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 603 LYON TREE LN, DURHAM, NC 27713-9251 |
| Document Number | 0098410024 |
|---|---|
| Date | Dec 28, 2022 |
| Book Page | 9841/24 |
| Instrument | 2022047832 |
| Name | TOWNEBANK |
|---|---|
| Type | Bank |
| Address | CARY, NC 27519 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,964.00 (+2.53%) | $390,048 (-) Land $23,526 Building $366,522 | $390,048 (-) Land $23,526 Building $366,522 |
| 2025 | $3,866.00 | $390,048 Land $23,526 Building $366,522 | $390,048 Land $23,526 Building $366,522 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 6 (2002–2018) |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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