308 Harding Ave, Middle River, MD 21220 Property Records

Baltimore County property record for 308 Harding Ave, Middle River, MD 21220

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,727 sqft · built 2006
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$190,000 (Mar 2021)
Tax Bill$4,649 (2024)
Deeds & MortgagesMar 2021 Sale & Mortgage
Feb 2018 Loan Modification
APN15-2400009481

Property Details

APN / Parcel Number

Primary APN15-2400009481
Alternative APN
  • 2400009481

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,727 sqft Living Area
1st Floor Area1,227 sqft
Basement Area500 sqft
Finished Basement500 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions165 ft deep x 45 ft wide
PorchOpen Porch
Porch Area55 sqft
Deck Area70 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number2400009481
Street Address308 HARDING AVE
CityMIDDLE RIVER
StateMD
Zip21220-3705
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal Description.170 AC
Legal SubdivisionMIDDLE RIVER
Legal Block2
Legal Lot Number2
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group2
Census Block2000
Census Tract451300

Owner

Source: Baltimore County records, as of July 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6042 BRICKER RD, DAYTON, MD 21036-1248
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2021Deed, Transfer · Conventional Mortgage
IVY MORTGAGE CORP
Feb 14, 2018Loan Modification, Mortgage · Conventional Mortgage
PHH MTG SVCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 4, 2021 · Amount on Record
Deed SaleMar 4, 2021 · Amount on Record
Prior SaleDec 20, 2012 · Amount on Record
Deed Book / Page44241 / 460
Transfer Doc0216690563
Record UpdatedJun 8, 2026

March 2021: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateMar 4, 2021
Property Address308 HARDING AVE, MIDDLE RIVER, MD 21220-3705
Document Number0442410460
Book / Page44241 / 460
Instrument DateFeb 8, 2021
Transaction TypeTransfer
Record UpdatedSep 25, 2023
Title CompanyMICASA TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6406 SHANNON CT, CLARKSVILLE, MD 21029-2602

Mortgage

Document Number0044241464
DateMar 4, 2021
Instrument44241/464
Lender
NameIVY MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

February 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBALTIMORE MD
Property Address308 HARDING AVE, MIDDLE RIVER, MD 21220-3705
Document Number0400430021
Instrument DateFeb 14, 2018
Transaction TypeMortgage
Record UpdatedMar 26, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address308 HARDING AVE BALTIMORE MD 212203705, BALTIMORE, MD 21220-3705

Mortgage

Document Number0400430021
DateMar 14, 2018
Book Page040043/000021
Lender
NamePHH MTG SVCS
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 13, 2048
Interest
Rate TypeFixed Rate
Rate4.12%

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$233,033 (+8.94%)$242,600 (+13.42%) Land $81,500 Building $161,100
2024$4,649.00 (+15.05%)
2023$4,041.00$213,900 Land $79,400 Building $134,500$213,900 Land $79,400 Building $134,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Claims1 (1979)
Most Recent ClaimSep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Believe Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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