308 Gerald Dr, Lafayette, LA 70503 Property Records

Lafayette Parish property record for 308 Gerald Dr, Lafayette, LA 70503

Property Summary

Property TypeSingle Family Home
Details1,230 sqft · built 1964
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on File
Tax Bill$1,019 (2025)
Deeds & MortgagesApr 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN6020396

Property Details

APN / Parcel Number

Primary APN6020396

Interior

Building Area1,230 sqft Living Area

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Lot Area6,098 sqft (0.14 acres)
Garage Area216 sqft

Location & Zoning

Street Address308 GERALD DR
CityLAFAYETTE
StateLA
Zip70503-4860
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNW 8.8FT LOT 77 & SE 51FT LOT 78 WHITTINGTON TERRACE
Legal Range04E
Legal Township10S
Legal Section06
Legal SubdivisionWHITTINGTON TERRACE
Legal Lot Number77-78
JurisdictionLAFAYETTE LA
Township / Civil DivisionF
Census Block Group5
Census Block5009
Census Tract1700

Owner

308 Gerald Dr is owned and occupied by an individual.

Source: Lafayette Parish records, as of April 6, 2026

Owner of RecordIndividual Name on File
Mailing Address308 GERALD DR, LAFAYETTE, LA 70503-4860
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAFAYETTE LA
Property Address308 GERALD DR, LAFAYETTE, LA 70503-4860
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202400012826
DateApr 29, 2024
Instrument2024-00012826
Lender
NameASSURANCE FINANCIAL GROUP LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 308 Gerald Dr was $1,019 with a homeowner's exemption.

Source: Lafayette Parish assessment roll, as of April 6, 2026

Property Jurisdictions

TypeName
StateLouisiana
CountyLafayette Parish
MunicipalityLafayette City
Unified School DistrictLafayette Parish School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,019.00$9,799 Land $2,181 Building $7,618$97,990 Land $21,810 Building $76,180
2023$385.00 (+2.39%) Homeowner's exemption$9,799 (-) Land $2,181 Building $7,618$97,990 (-) Land $21,810 Building $76,180
2022$376.00 Homeowner's exemption$9,799 Land $2,181 Building $7,618$97,990 Land $21,810 Building $76,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 308 Gerald Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 18 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims6 (1979–2021)
Claims Outside the SFHA3 of 6
Most Recent ClaimMay 2021 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 308 Gerald Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.9% of Louisiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LFT Fiber
Fiber
10,000 / 10,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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