308 Elm St, Dunlap, TN 37327 Property Records

Sequatchie County property record for 308 Elm St, Dunlap, TN 37327

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,919 sqft · built 1986
Lot Size	0.458 acres (19,950 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (Jul 2015)
Tax Bill	$1,517 (2023)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`077048N A 01400`

Property Details

APN / Parcel Number

Primary APN	`077048N A 01400`
Alternative APN	`048N A 01400`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,919 sqft Living Area
1st Floor Area	1,919 sqft
Basement Area	1,225 sqft
Finished Basement	575 sqft
Unfinished Basement	650 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1996
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,950 sqft (0.458 acres)
Lot Dimensions	190 ft deep x 105 ft wide
Terrain	Rolling
Driveway	Driveway
Driveway Area	1 sqft

Exterior Amenities

Porch	Slab
Porch Area	20 sqft
Deck Area	384 sqft
Patio Area	456 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	308 ELM ST
City	DUNLAP
State	TN
Zip	37327-3519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 4; SUBDIVISION: FRANK HATFIELD ESTATE
Legal Subdivision	FRANK HATFIELD ESTATE
Legal Lot Number	12
Jurisdiction	SEQUATCHIE TN
Township / Civil Division	7
Census Block Group	1
Census Block	1008
Census Tract	60104

Owner

308 Elm St is owned by an individual who bought it in July 2015.

Source: Sequatchie County records, as of April 7, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 454, DUNLAP, TN 37327-0454
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN VALLEY BANK
Apr 24, 2017	Deed of Trust, Mortgage · Conventional with PMI MOUNTAIN VLY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2015 · Amount on File
Deed Sale	Jul 31, 2015 · Amount on File
Prior Sale	Mar 2, 2015 · Amount on File
Deed Document Number	20151443
Deed Book / Page	332 / 48
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUATCHIE TN
Property Address	308 ELM ST, DUNLAP, TN 37327-3519
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 ELM ST, DUNLAP, TN 37327-3519

Mortgage

Document Number	0000003053
Date	Oct 7, 2025
Book Page	477/1982
Instrument	25003053

Lender

Name	MOUNTAIN VALLEY BANK
Type	Bank
Address	17114 RANKIN AVE, DUNLAP, TN 37327

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	6 Months
Due	Apr 1, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUATCHIE TN
Property Address	308 ELM ST, DUNLAP, TN 37327-3519
Document Number	0000000857
Instrument Date	Apr 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0000000857
Date	Apr 28, 2017
Book Page	000353/000812
Instrument	857

Lender

Name	MOUNTAIN VLY BK
Type	Bank
Address	DUNLAP, TN 37327

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 27, 2047

Tax Assessment & Valuation

Source: Sequatchie County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sequatchie County
Municipality	Dunlap City
Unified School District	Sequatchie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$62,825 Land $5,000 Building $57,825
2023	$1,517.00 (+25.89%)	$62,825 (+72.95%) Land $5,000 Building $57,825	$251,300 (+72.95%) Land $20,000 Building $231,300
2022	$1,205.00	$36,325 Land $4,725 Building $31,600	$145,300 Land $18,900 Building $126,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 308 Elm St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	May 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 308 Elm St is moderate, ranking above 53% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 71% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNLAP WATER SYSTEM serves 9,782 people · EPA ID TN0000205
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

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