Black Hawk County property record for 308 Elaine Dr, Waterloo, IA 50707
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 572 sqft · built 1953 |
| Lot Size | 0.135 acres (5,900 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $398 (2025) |
| Deeds & Mortgages | Jul 2019 Refinance Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8812-09-228-001 |
| Primary APN | 8812-09-228-001 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 572 sqft Living Area |
| 1st Floor Area | 572 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,900 sqft (0.135 acres) |
| Lot Dimensions | 118 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 308 ELAINE DR |
|---|---|
| City | EVANSDALE |
| State | IA |
| Zip | 50707-2014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RAY MAR PLACE S 49.7 FT OF W 123.5 FT EXC W 5 FT LOT 3 BLK 2 |
| Legal Range | 12W |
| Legal Township | 88N |
| Legal Section | 09 |
| Legal Subdivision | RAY MAR PLACE |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | POYNER |
| Census Block Group | 3 |
| Census Block | 3052 |
| Census Tract | 2700 |
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 308 ELAINE DR, EVANSDALE, IA 50707-2014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 30, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance VERIDIAN CREDIT UNION |
| Jun 14, 2017 | Deed of Trust, Mortgage VERIDIAN CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 308 ELAINE DR, WATERLOO, IA 50707-2014 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2019 |
| Name | Verified Name |
|---|
| Document Number | 202000001837 |
|---|---|
| Date | Jul 30, 2019 |
| Instrument | 202000001837 |
| Name | VERIDIAN CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 308 ELAINE DR, WATERLOO, IA 50707-2014 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2017-00022023 |
|---|---|
| Date | Jun 14, 2017 |
| Instrument | 2017-00022023 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jun 20, 2032 |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $398.00 (+65.83%) Homeowner's exemption | $57,100 (+36.73%) Land $6,110 Building $50,990 | $57,100 (+36.73%) Land $6,110 Building $50,990 |
| 2024 | $240.00 (-43.13%) | ||
| 2023 | $41,760 (+4.61%) Land $6,110 Building $35,650 | $41,760 (+4.61%) Land $6,110 Building $35,650 | |
| 2022 | $422.00 Homeowner's exemption | $39,920 Land $6,110 Building $33,810 | |
| 2021 | $39,920 Land $6,110 Building $33,810 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 76% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures