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308 Edgewater Dr, Algonac, MI 48001 Property Records

St. Clair County property record for 308 Edgewater Dr, Algonac, MI 48001 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,267 sqft
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on File
Last Sale$207,000 (Aug 2010)
Tax Bill$4,607 (2024)
Deeds & MortgagesApr 2022 Mortgage
Jul 2021 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN74-01-135-0035-000

Property Details

APN / Parcel Number

Primary APN74-01-135-0035-000

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,267 sqft Living Area

Exterior

Lot Area5,663 sqft (0.13 acres)
Lot Dimensions110 ft deep x 50 ft wide
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number74011350035000
Street Address308 EDGEWATER DR
CityALGONAC
StateMI
Zip48001-1631
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 793 & SW 50' OF SE 10' OF LOT 792 SUPERVISOR ROY T GILBERTS PLAT NO 9 ACCORDING TO THE PLAT RECORDED IN LIBER 49 OF PLATS
Legal Range16E
Legal Township02N
Legal Section10
Legal SubdivisionSUPRVRS ROY T GILBERTS 9-ALGON
Legal Lot Number792-793
JurisdictionSAINT CLAIR MI
Township / Civil DivisionALGONAC
Census Block Group4
Census Block4026
Census Tract649000

Owner

Source: St. Clair County records · APN 74-01-135-0035-000

Assessment roll updated March 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address308 EDGEWATER DR, ALGONAC, MI 48001-1631
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2022Deed of Trust, Mortgage
ROCKET MORTGAGE LLC
Jul 16, 2021Deed of Trust, Mortgage
QUICKEN LOANS LLC
Jun 25, 2020Deed of Trust, Mortgage · VA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 11, 2010 · Amount on Record
Deed SaleAug 11, 2010 · Amount on Record
Prior SaleAug 03, 2005 · Amount on Record
Deed Document Number2010015482
Deed Book / Page4061 / 012
Record UpdatedJun 07, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address308 EDGEWATER DR, ALGONAC, MI 48001-1631
Transaction TypeMortgage
Record UpdatedApr 27, 2022
Title CompanyJBN TITLE, JB TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address308 EDGEWATER DR, ALGONAC, MI 48001-1631

Mortgage

Document Number0005510642
DateApr 14, 2022
Book Page5510/642
Instrument2022009634
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
AmountAmount Recorded
Term180 Months
DueApr 01, 2037

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address308 EDGEWATER DR, ALGONAC, MI 48001-1631
Transaction TypeMortgage
Record UpdatedJul 28, 2021
Title CompanyJBN TITLE, JB TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address308 EDGEWATER DR, ALGONAC, MI 48001-1631

Mortgage

Document Number5393474
DateJul 16, 2021
Book Page5393/474
Instrument2021020464
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
AmountAmount Recorded
Term180 Months
DueJul 01, 2036

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address308 EDGEWATER DR, ALGONAC, MI 48001-1631
Document Number0052100152
Instrument DateJun 25, 2020
Transaction TypeMortgage
Record UpdatedJul 28, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address308 EDGEWATER DR ALGONAC MI 480011631, ALGONAC, MI 48001-1631

Mortgage

Document Number0052100152
DateJul 09, 2020
Book Page005210/000152
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term240 Months
DueJul 08, 2040

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateMichigan
MunicipalityAlgonac City
CountySt. Clair County
Unified School DistrictAlgonac Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$169,700 (+15.84%)
2024$4,607.00 (+12.01%)$339,400 (+15.84%)
2023$146,500
2022$4,113.00$293,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476490004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 97 individual NFIP policies nearby
Nearby Flood Policies97 in force
72 of 97 on primary residences
Nearby Flood Claims15 (1985–2019)
Claims Outside the SFHA5 of 15
Most Recent ClaimAug 2019, river or lake flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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