308 E Michigan Ave, Bonifay, FL 32425 Property Records

Holmes County property record for 308 E Michigan Ave, Bonifay, FL 32425

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,713 sqft · built 1974
Lot Size	0.482 acres (20,995 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Sep 2026)
Tax Bill	$3,050 (2024)
Deeds & Mortgages	Sep 2026 Sale Jan 2024 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0531.02-005-050-002.000`

Property Details

APN / Parcel Number

Primary APN	`0531.02-005-050-002.000`
Alternative APN	`0531.2000500500002.000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,713 sqft Living Area
Gross Area	3,564 sqft
1st Floor Area	2,713 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Brick/Wood
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	20,995 sqft (0.482 acres)
Lot Dimensions	140 ft deep x 150 ft wide
Utility Building	288 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Street Address	308 E MICHIGAN AVE
City	BONIFAY
State	FL
Zip	32425-1816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 4,5, & 6 OF THE N1/2 OF BLK 50 BK 36 PG 300 LIFE/EST DES OR 170/740 QC-OR241/267 WD-OR298/28 WD-OR414/744 CT-OR480/765 WD-OR482/548 WD-OR493/36 QC-OR 655/668 WD-OR 655/673
Legal Range	14W
Legal Township	05S
Legal Section	31
Legal Subdivision	2-00
Legal Block	50
Legal Lot Number	50
Jurisdiction	HOLMES FL
Township / Civil Division	BONIFAY
Census Block Group	3
Census Block	3027
Census Tract	960402

Owner

308 E Michigan Ave is owned and occupied by two individuals who bought it in September 2026.

Source: Holmes County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	308 E MICHIGAN AVE, BONIFAY, FL 32425-1816
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Warranty Deed, Transfer PANHANDLE LAND TITLE LLC, PANHANDLE LAND TITLE
Jan 5, 2024	Warranty Deed, Transfer · VA Mortgage OPEN MORTGAGE LLC
Nov 6, 2023	Deed of Trust, Mortgage · Line of Credit THE SAMSON BANKING COMPANY INC
Feb 21, 2023	Intrafamily Transfer, Transfer PANHANDLE LAND TITLE LLC
Feb 21, 2023	Warranty Deed, Transfer · Line of Credit THE SAMSON BANKING COMPANY INC
May 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage TYNDALL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2026 · Amount on File
Deed Sale	Sep 10, 2026 · Amount on File
Prior Sale	Jan 5, 2024 · Amount on File
Deed Document Number	20263646
Deed Book / Page	719 / 324
Prior Transfer Date	Feb 10, 2023
Prior Transfer Doc	0006550668
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOLMES FL
Recording Date	Sep 10, 2026
Property Address	308 E MICHIGAN AVE, BONIFAY, FL 32425-1816
Document Number	0000003646
Book / Page	719 / 324
Instrument Date	Sep 10, 2026
Instrument	20263646
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	PANHANDLE LAND TITLE LLC, PANHANDLE LAND TITLE

Transaction

Amount	Amount on Record
Tax	$236,845.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 E MICHIGAN AVE, BONIFAY, FL 32425-1816

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOLMES FL
Recording Date	Jan 5, 2024
Property Address	308 E MICHIGAN AVE, BONIFAY, FL 32425-1816
Document Number	0006710028
Book / Page	671 / 28
Instrument Date	Jan 5, 2024
Instrument	202430000067
Transaction Type	Transfer
Record Updated	Feb 12, 2024
Title Company	PANHANDLE LAND TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,058.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1682 CLEMMONS RD, BONIFAY, FL 32425-7912

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 E MICHIGAN AVE, BONIFAY, FL 32425-1816

Mortgage

Document Number	202430000068
Date	Jan 5, 2024
Instrument	202430000068

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLMES FL
Property Address	308 E MICHIGAN AVE, BONIFAY, FL 32425-1816
Transaction Type	Mortgage
Record Updated	Dec 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	682 CLEMMONS ROAD, BONIFAY, FL 32425

Mortgage

Document Number	0006680577
Date	Nov 6, 2023
Book Page	668/577
Instrument	202330004801

Lender

Name	THE SAMSON BANKING COMPANY INC
Type	Bank
Address	SAMSON, AL 36477

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HOLMES FL
Recording Date	Feb 21, 2023
Property Address	308 E MICHIGAN AVE, BONIFAY, FL 32425-1816
Document Number	0006550668
Book / Page	655 / 668
Instrument Date	Feb 10, 2023
Instrument	202330000806
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	PANHANDLE LAND TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	774 HOYT ST, CHIPLEY, FL 32428-1606

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 E MICHIGAN AVE, BONIFAY, FL 32425-1816

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOLMES FL
Recording Date	Feb 21, 2023
Property Address	308 E MICHIGAN AVE, BONIFAY, FL 32425-1816
Document Number	0006550673
Book / Page	655 / 673
Instrument Date	Feb 10, 2023
Instrument	202330000810
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	PANHANDLE LAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$799.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	308 E MICHIGAN AVE, BONIFAY, FL 32425-1816

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1682 CLEMMONS RD, BONIFAY, FL 32425-7912

Mortgage

Document Number	0000655675
Date	Feb 21, 2023
Instrument	655/675

Lender

Name	THE SAMSON BANKING COMPANY INC
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLMES FL
Property Address	308 E MICHIGAN AVE, BONIFAY, FL 32425-1816
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	COMMONWEALTH USA SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006030792
Date	May 6, 2020
Book Page	603/792
Instrument	202030001670

Lender

Name	TYNDALL FCU
Type	Credit Union
Address	WEST PALM BEACH, FL 33412

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Holmes County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Holmes County
Municipality	Bonifay City
Unified School District	Holmes County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$214,417 (+23.04%) Land $9,188 Building $205,229	$214,417 (+23.04%) Land $9,188 Building $205,229
2024	$3,050.00 (+58.69%)	$174,262 (+15.36%) Land $7,350 Building $166,912	$174,262 (+6.24%) Land $7,350 Building $166,912
2023	$1,922.00 (+21.11%) Homeowner's exemption	$151,058 (+3%)	$164,021 (+5.7%) Land $5,880 Building $158,141
2022	$1,587.00 Homeowner's exemption	$146,658	$155,169 Land $5,880 Building $149,289

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 308 E Michigan Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 308 E Michigan Ave is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONIFAY, CITY OF W/S serves 2,759 people · EPA ID FL1300083
Water Source	Groundwater
Last State Inspection	May 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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