308 E Main St, Louisa, VA 23093 Property Records

Louisa County property record for 308 E Main St, Louisa, VA 23093 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 3,152 sqft
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$193,600 (May 2019)
Tax Bill	$1,241 (2022)
Deeds & Mortgages	Dec 2020 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40A2 1 86A`

Property Details

APN / Parcel Number

Primary APN	`40A2 1 86A`
Alternative APNs	`11697` `11331`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,152 sqft Living Area
1st Floor Area	1,576 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Porch	Slab
Porch Area	185 sqft
Deck Area	272 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	11331
Street Address	308 E MAIN ST
City	LOUISA
State	VA
Zip	23093-6516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FLANNAGAN DB 1613/152 0.65AC
Legal Subdivision	KENNETH M HART P L S
Jurisdiction	LOUISA VA
Township / Civil Division	LOUISA
Census Block Group	3
Census Block	3037
Census Tract	950201

Owner

Source: Louisa County records · APN 40A2 1 86A

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	308 E MAIN ST, LOUISA, VA 23093-6516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 08, 2020	Deed of Trust, Mortgage · Conventional with PMI WELLS FARGO BK
May 20, 2019	Grant Deed, Transfer · Conventional with PMI WATERSTONE MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 20, 2019 · Amount on Record
Deed Sale	May 20, 2019 · Amount on Record
Deed Document Number	20193952
Deed Book / Page	1613 / 152
Prior Transfer Date	Dec 03, 2001
Prior Transfer Doc	01014/0007
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	308 E MAIN ST, LOUISA, VA 23093-6516
Document Number	0000012696
Instrument Date	Dec 08, 2020
Transaction Type	Mortgage
Record Updated	Jan 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	308 E MAIN ST LOUISA VA 230936516, LOUISA, VA 23093-6516

Mortgage

Document Number	0000012696
Date	Dec 14, 2020
Book Page	001722/000409
Instrument	12696

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2050

Interest

Rate	3%

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUISA VA
Recording Date	May 20, 2019
Property Address	308 E MAIN ST, LOUISA, VA 23093-6516
Document Number	0000003952
Book / Page	001613 / 000152
Instrument Date	Apr 19, 2019
Instrument	3952
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$269.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	308 E MAIN ST LOUISA VA 23093, LOUISA, VA 23093

Mortgage

Document Number	3953
Date	May 20, 2019
Book Page	001613/000158
Instrument	3953

Lender

Name	WATERSTONE MTG
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2049

Tax Assessment & Valuation

Source: Louisa County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Municipality	Louisa Town
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$426,100 (+3.25%) Land $50,000 Building $376,100	$426,100 (+3.25%) Land $50,000 Building $376,100
2025		$412,700 (+15.21%) Land $50,000 Building $362,700	$412,700 (+15.21%) Land $50,000 Building $362,700
2023		$358,200 Land $50,000 Building $308,200
2022	$1,241.00		$358,200 Land $50,000 Building $308,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Louisa County (51109C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 7,692 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 86 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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