308 E Locust St, Chatham, IL 62629 Property Records

Sangamon County property record for 308 E Locust St, Chatham, IL 62629

Property Summary

Property Type	Single Family Home
Lot Size	0.313 acres (13,652 sqft)
Owner	Individual Name on Record
Last Sale	$112,000 (Oct 2023)
Tax Bill	$3,628 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-07.0-353-004`

Property Details

APN / Parcel Number

Primary APN	`29-07.0-353-004`
Alternative APN	`29070353004 (CHECK DIGIT = 2)`

Exterior

Lot Area	13,652 sqft (0.313 acres)

Location & Zoning

Account Number	29070353004
Street Address	308 E LOCUST ST
City	CHATHAM
State	IL
Zip	62629-1437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 96' N 142' B 4 THAYERS ADDN. TO CHATHAM
Legal Subdivision	THAYERS ADD
Jurisdiction	SANGAMON IL
Township / Civil Division	CHATHAM
Census Block Group	4
Census Block	4022
Census Tract	3203

Owner

Source: Sangamon County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	308 E LOCUST ST, CHATHAM, IL 62629-1437
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2023 · Amount on Record
Deed Sale	Oct 30, 2023 · Amount on Record
Prior Sale	Jun 21, 2006 · Amount on Record
Deed Document Number	202319969
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Oct 30, 2023
Property Address	308 E LOCUST ST, CHATHAM, IL 62629-1437
Document Number	2023R19969
Map Reference	BK 858 PG 220
Instrument Date	Oct 27, 2023
Instrument	2023R19969
Transaction Type	Transfer
Record Updated	Nov 22, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$168.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 E LOCUST ST, CHATHAM, IL 62629-1437

Mortgage

Document Number	2023R19970
Date	Oct 30, 2023
Instrument	2023R19970

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.75%

Mortgage

Document Number	2023R19971
Date	Oct 30, 2023
Instrument	2023R19971

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Nov 1, 2028

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Chatham Village
County	Sangamon County
County Subdivision	Chatham Township
Unified School District	Ball-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,628.00 (+37.58%)	$50,142 (+24.24%) Land $2,333 Building $47,809	$150,426 (+24.24%) Land $6,999 Building $143,427
2022	$2,637.00 Homeowner's exemption	$40,359 Land $1,878 Building $38,481	$121,077 Land $5,634 Building $115,443

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM serves 16,423 people · EPA ID IL1670300
Water Source	Purchased groundwater from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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