308 E Lake Dr, Edwardsville, IL 62025 Property Records

Madison County property record for 308 E Lake Dr, Edwardsville, IL 62025

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 1,096 sqft · built 1995
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (May 2016)
Tax Bill	$6,303 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Aug 2020 Mortgage
APN	`14-2-15-12-04-402-015-005`

Property Details

APN / Parcel Number

Primary APN	`14-2-15-12-04-402-015-005`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,096 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Garage Type	Attached
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	308 E LAKE DR
City	EDWARDSVILLE
State	IL
Zip	62025-4255
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DUNLAP LAKE SUBD LOT 21 & PT LOTS 20 & 22 80 X 150
Legal Subdivision	DUNLAP LAKE SUBD
Legal Lot Number	21
Jurisdiction	MADISON IL
Township / Civil Division	EDWARDSVILLE
Census Block Group	2
Census Block	2042
Census Tract	403002

Owner

308 E Lake Dr, a rural home, is owned and occupied by an individual who bought it in May 2016.

Source: Madison County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	308 E LAKE DR, EDWARDSVILLE, IL 62025-4255
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2022	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage BENCHMARK MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2016 · Amount on File
Deed Sale	May 3, 2016 · Amount on File
Prior Sale	Jun 3, 2015 · Amount on File
Deed Document Number	201614213
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jun 9, 2022
Property Address	308 E LAKE DR, EDWARDSVILLE, IL 62025-4255
Document Number	0000019594
Map Reference	PB 21 PG 86 & 87
Instrument Date	May 31, 2022
Instrument	2022R19594
Transaction Type	Transfer
Record Updated	Jun 29, 2022
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$457.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 E LAKE DR, EDWARDSVILLE, IL 62025-4255

Mortgage

Document Number	0000019595
Date	Jun 9, 2022
Instrument	2022R19595

Lender

Name	US BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	3.88%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	308 E LAKE DR, EDWARDSVILLE, IL 62025-4255
Document Number	0000030705
Instrument Date	Aug 26, 2020
Transaction Type	Mortgage
Record Updated	Sep 15, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	308 E LAKE DR EDWARDSVILLE IL 620254255, EDWARDSVILLE, IL 62025-4255

Mortgage

Document Number	0000030705
Date	Sep 2, 2020
Instrument	30705

Lender

Name	BENCHMARK MTG
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 308 E Lake Dr was $6,303 with a homeowner's exemption, up 6.6% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Edwardsville Township
Municipality	Edwardsville City
Unified School District	Edwardsville Community Unit School District 7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,303.00 (+6.63%)	$94,870 Land $14,230 Building $80,640	$284,610 Land $42,690 Building $241,920
2024	$5,911.00
2022	$5,139.00	$76,180 Land $11,430 Building $64,750	$228,768 Land $34,324 Building $194,444

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 308 E Lake Dr; there have been 13 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	13 (1979–1993)
Most Recent Claim	Aug 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 308 E Lake Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDWARDSVILLE serves 26,808 people · EPA ID IL1190250
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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