308 E Harrison St, Saybrook, IL 61770 Property Records

McLean County property record for 308 E Harrison St, Saybrook, IL 61770

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 984 sqft · built 1884
Lot Size	0.18 acres (7,840 sqft)
Owner	Individual Name on File
Last Sale	$66,000 (Apr 2023)
Tax Bill	$1,288 (2024)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-28-207-002`

Property Details

APN / Parcel Number

Primary APN	`25-28-207-002`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	984 sqft Living Area
1st Floor Area	984 sqft

Exterior

Year Built	Built 1884
Effective Year Built	Effective 1884
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,840 sqft (0.18 acres)
Porch	Open Porch

Location & Zoning

Street Address	308 E HARRISON ST
City	SAYBROOK
State	IL
Zip	61770-9546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN COUNCIL SURVEY OF 1869 W45 OF TRACT: N SIDELOT 6 & ALL LOT 7 &8 BLK 21
Legal Range	06E
Legal Township	23N
Legal Section	28
Legal Subdivision	VILLAGE/SAYBROOK
Legal Block	21
Legal Lot Number	7,8
Jurisdiction	MCLEAN IL
Township / Civil Division	CHENEY'S GROVE
Census Block Group	2
Census Block	2076
Census Tract	5602

Owner

308 E Harrison St is owned and occupied by an individual who bought it in April 2023.

Source: McLean County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	308 E HARRISON ST, SAYBROOK, IL 61770-9546
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
Nov 1, 2018	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2023 · Amount on File
Deed Sale	Apr 7, 2023 · Amount on File
Prior Sale	Nov 1, 2018 · Amount on File
Deed Document Number	20234391
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 7, 2023
Property Address	308 E HARRISON ST, SAYBROOK, IL 61770-9546
Document Number	202300004391
Instrument Date	Apr 5, 2023
Instrument	2023-00004391
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$66.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 E HARRISON ST, SAYBROOK, IL 61770-9546

Mortgage

Document Number	202300004392
Date	Apr 7, 2023
Instrument	2023-00004392

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.62%

Mortgage

Document Number	202300004394
Date	Apr 7, 2023
Instrument	2023-00004394

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	61 Months
Due	May 1, 2028

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Nov 1, 2018
Property Address	308 E HARRISON ST, SAYBROOK, IL 61770-9546
Document Number	201800018103
Instrument Date	Oct 26, 2018
Instrument	2018-00018103
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$72.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 E HARRISON ST, SAYBROOK, IL 61770-9546

Mortgage

Document Number	201800018104
Date	Nov 1, 2018
Instrument	2018-00018104

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

Interest

Rate Type	Fixed Rate
Rate	5.37%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Cheney's Grove Township
Municipality	Saybrook Village
Unified School District	Ridgeview Community Unit School District 19 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$24,755 Land $2,166 Building $22,589	$74,265 Land $6,498 Building $67,767
2024	$1,288.00 (+23.14%)
2023	$1,046.00	$17,833 Land $1,793 Building $16,040	$53,499 Land $5,379 Building $48,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 308 E Harrison St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2010–2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2026

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 308 E Harrison St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAYBROOK serves 679 people · EPA ID IL1130950
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV, Wireless Data Net.

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